New Driving Laws Effective September 1st 2015

car insurance in toronto

      The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving                 As of September 1st 2015 the fines and… Read More »

Ontario’s System on Impaired Driving and what it means for High Risk Car Insurance

impaired driving & car insurance

Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »

Why Investing in Ontario Student Rental Properties Might Be a Good Investment

Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home… Read More »

Does a Speeding Ticket in Ontario Affect my Insurance?

ontario speeding and insurance

Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »

What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down

rental property

When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what… Read More »

Calling & Driving An Expensive Call for your Car Insurance

car insurance toronto

The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »

Student Landlords: Enhanced Coverage Feature

vacant house

As a student landlord renting to students you understand there could be a downtime where students do not occupy the house during the summer months. One way to collect rents during this time is to have a 12 month lease, even still students may pay for these months but the house could sit empty from… Read More »

What kind of insurance does my bar in Toronto need?

nightclub and lounge insurance in Toronto

As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments,… Read More »

More Cities Regulating Rental Housing & Student Rentals

Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated… Read More »