Commercial Property

Commercial property insurance is an essential aspect to running your business. As a business owner you may be required to obtain insurance for the equipment you lease. As a landlord that rents out their residential or commercial buildings obtaining commercial insurance for your properties is essential for peace of mind and coverage on your investment. As a business insurance broker in Ontario, we represent leading insurance companies for your properties. For your convenience you may fill out an application or contact any one of our offices for your business property insurance needs.

Get A Quote on Commercial Property Insurance

Specific to your Industry

For a more detailed quote, please find your specific industry by clicking here. You may also click above to fill out a general application or call anyone of our offices. Below is a list for specific industries.

Possible Commercial Property Insurance Features

Below are list of possible coverage features, please note not all coverages apply to each policy nor can each coverage be offered. In the event of discrepancy your policy coverage and wordings apply. Each coverage is subject to limits and deductibles on the policy. Contact us for additional information.

  • Building (if applicable)
  • Sewer Backup
  • Boiler and Machinery
  • Equipment Breakdown
  • Clean up expense for on premise pollutants
  • Loss of Rent After Insured Event
  • Building damage by theft
  • Flood
  • Earthquake
  • Privacy Breach

Resources

Why Contractors in Ontario Should Do This One Thing

As a contractor you probably work hard for your stuff, and let’s face it tools and equipment can get expensive. Many contractors insurance polices may not even cover you for tools or equipment, and tools can quickly depreciate in value especially after a few years of good use, so how much really can they be… Read More »

Why “Design-Build” Contractors Should Be Careful

contractor-ontario-foundation

Many contractors whether landscapers or home builders may advertise their services as Design & Build, but have you ever wondered what the implications of this can be from an insurance perspective? First, design aspects are never covered under a regular liability insurance policy. Errors that are a result of design work would typically be covered… Read More »

Why Investing in Ontario Student Rental Properties Might Be a Good Investment

Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home… Read More »

What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down

rental property

When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what… Read More »

What kind of insurance does my bar in Toronto need?

nightclub and lounge insurance in Toronto

As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments,… Read More »

More Cities Regulating Rental Housing & Student Rentals

Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated… Read More »

Toronto Food Vendor Review

food truck insurance

The city of Toronto is currently reviewing street food vending which includes hot dog carts and food trucks. The purpose of the review is to create a harmonized city-wide bylaw governing street food vendors. This review process is an important process not only to street food vendor industry in Toronto but also the entire restaurant… Read More »

International Landlord? No Problem.

rental house insurance ontario

As a landlord living overseas getting Ontario landlord insurance can get a little tricky. At Humberview Insurance we can provide rental property insurance for expats, retirees and individuals living overseas. This includes single family rented dwellings, multi-family rented buildings, commercial buildings, student rentals and other types of rental properties in Ontario. Things to Consider as… Read More »

Ontario Landlord Insurance: Somethings you should know

landlords in Ontario

By owning a rental property for investment purposes, it is important to protect your investment against disasters such as fire. Having insurance may even be mandatory when a mortgage provider will insist that building insurance is in place. Even if you don’t have a mortgage having insurance is a good idea. Read below to find… Read More »

Why is my building limit more than I paid for the building?

A common question when giving a quotation on insurance is when a client may ask “You tell me the building coverage is $385,000, but I only paid $265,000 for the property and that’s including the land. Why?!” This is a common question and we will provide a short answer and a longer answer The Short… Read More »