Rental Property Insurance

We provide investment property insurance for rental properties across Ontario. We have the ability to insure properties on a standalone basis or together with your homeowners policy depending on the type of property you own. Our policies allow multiple properties on one policy and different type of rental properties for landlords who have a mix portfolio of properties. Click to get a quote on your rental property insurance.

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Types of Rental Properties

Single Family RentalDuplexTriplex
FourplexFiveplexSixplex

Rental Property Features

Below is a list of possible coverage features, please note not all coverages apply to each policy nor can each coverage be offered. In the event of discrepancy your policy coverage and wordings apply. Each coverage is subject to limits on the policy. Contact us for additional information or quotation.

  • Standalone Rental Property Policies
  • Homeowners + Rental Property Policies
  • Represent Canadian Insurance Companies
  • Multiple Properties on one policy
  • Rental Income Coverage in the event property suffers insurable loss
  • Sewer Backup Coverage
  • Liability Limits up to $10 million
  • Earthquake
  • Flood
  • Payment options including monthly payment or full payment with credit card

Resources

Toronto’s Passes New Airbnb Regulation

Toronto has passed new rules for owners of property that rent out on home sharing platforms such as Airbnb. The rules will take effect July 1st 2018. What’s New? The new rules will require short-term rental operators to register with the City as well as pay license fees of $50 per year as well as… Read More »

What is a Rooming House ?

A typical situation we come across daily is a client who owns a property that is being rented out will entertain renting out the house not just to 1 family but to multiple, unrelated people living and sharing 1 house or a unit within a house. It is important to understand that you must always… Read More »

Why an Airbnb Host Needs Home Sharing Insurance

short term rental

Many Ontario, Canada property owners are turning to Airbnb to rent out their properties on a short term basis for some extra cash, some may even do it as a full time business. It is important for you as a landlord to know what kind of home sharing insurance you need and also what is… Read More »

A Great Flooring Choice for Any Rental Property

rental property flooring

Many times when redoing a rental property, a landlord may wonder what floor they should put in their property that looks good, is relatively inexpensive and perhaps most importantly will outlast the wear and tear of everyday life? A few years ago this could have been a hard question to ask but more recently flooring… Read More »

Student Rentals in Hamilton

student rental

Are you a landlord to be searching for a student rental investment in Hamilton? This post will briefly describe the student rental market in Hamilton and how you as an investor and landlord to be can choose which area you would like to invest in. Hamilton, Ontario makes a perfect City to invest in student… Read More »

How to get – and keep – the best tenants for your rental property

landlord ontario canada

What you need to know to attract a tenant who values your home as much as you do Anyone who’s rented out a portion of their home, or indeed their entire home, knows that it’s not always a comfortable thing. On the pro side is extra income; this might be a luxury (your 20-something moved… Read More »

Difference Between Home Insurance & Rental Property Insurance

rental property insurance ontario

Difference Between Home Insurance & Rental Property Insurance A common misconception about home insurance is that as long as the home has insurance it is insured and that it does not matter if you have renters. This is simply not true. When applying for insurance you must be up front with the Insurance Company; who… Read More »

4 Steps to Investing in the Student Rental Market

student rental house

Read Below to find out how to invest in the Ontario student rental market. The information below is intended to put you on a head start to becoming a student house landlord. Research Rents Google, the name of the University or College area with the words: “off campus housing”. Most universities and colleges have a… Read More »

How To Get The Most Out of Your Rental Properties

Ontario Landlord Couple

How to get the most out of your rental properties And by most, we mean the most $$$ you can possibly earn as an Ontario landlord With real estate prices in big Ontario cities soaring past all forecasts, it may seem like all you need to do in order to maximize the profits from your… Read More »

Why Investing in Ontario Student Rental Properties Might Be a Good Investment

Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home… Read More »