New Driving Laws Effective September 1st 2015

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      The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving                 As of September 1st 2015 the fines and… Read More »

Ontario’s System on Impaired Driving and what it means for High Risk Car Insurance

impaired driving & car insurance

Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »

Does a Speeding Ticket in Ontario Affect my Insurance?

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Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »

Calling & Driving An Expensive Call for your Car Insurance

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The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »

The Latest on Toronto Car Insurance

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As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »

DUI & Car Insurance in Ontario an Expensive Mix

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Driving while under the influence of alcohol or drugs is a criminal offence under the Criminal Code of Canada. You can be charged even if your car is parked while being impaired at the wheel. Impaired driving can result because of alcohol consumption and even the use of drugs, including legal, prescription and over the… Read More »

About Your Auto Insurance

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Mandatory Car Insurance Coverages Liability Coverage This coverage protects you if you damage someone’s property, someone is injured or dies in an accident. If you are responsible for the accident you may be legally responsible. Direct Compensation – Property Damage Covers damage to your vehicle or for loss of use of your vehicle to the… Read More »