A Dash Cam. That’s right, we believe every Canadian driver should have a dash cam in their car. Let’s face it, car insurance is expensive without any accidents or tickets. If you are a good driver that drives cautiously and obeys the rules of the road, why wouldn’t you want to have a dash cam… Read More »
What Affects Your Car Insurance Rates
In today’s day and age with advanced computers and algorithms the calculation of car insurance rates is no longer a simple feat. In the past, it was common for an Ontario car insurance broker to grab a book of rates, look at your age, vehicle and location and calculate an accurate car insurance quote. Today,… Read More »
Toronto & Potholes
Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for… Read More »
Moving from British Columbia to Ontario? Don’t Forget to Pack Your Driving Record.
If you are moving from B.C. to Ontario it is important that you have a copy of your insurance and claims history record from the ICBC – Insurance Corporation of British Columbia. You can Order your Insurance and Claims History Record VIA ICBC’s Website by Clicking Here Get Your Record » Why Do You Need… Read More »
Attention Ontario Drivers – Distracted Driving Law Changing – January 1 2019
Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: a fine of up to $1,000 three demerit points a three-day day driver’s licence suspension Second conviction within 5 years: a fine of up to $2,000 six demerit points a… Read More »
This One Safety Feature May Save you 15 Percent on Your Car Insurance
Insurance companies are recognizing that cars on Ontario roads are becoming safer and some companies are offering fifteen percent discounts on car insurance if your vehicle has Automatic Emergency Breaking or AEB. In cities like Toronto where Toronto Car Insurance is amongst the highest in the country, it can make a big difference. What Cars… Read More »
Impaired Driving Car Insurance FAQ
Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Will my rate automatically increase with my car insurance company after getting a DUI? In order for your rate to increase as a result of an… Read More »
Ontario Planning Stiffer Penalties
The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Careless drivers who cause bodily harm or death will face a maximum of $50,000 in fines, two years in jail and five year license suspension with six demerit… Read More »
Moving from Saskatchewan to Ontario? Here’s How to Get Car Insurance in Ontario
If you have moved or planning on moving from Saskatchewan to Ontario here is a very quick tip on how to get car insurance. First, you would like for your driving experience from Saskatchewan to be recognized in Ontario, this will give you a better rate on your car insurance because without proof of prior… Read More »
New Driving Laws Effective September 1st 2015
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving As of September 1st 2015 the fines and penalties for a… Read More »