If you have moved or planning on moving from Saskatchewan to Ontario here is a very quick tip on how to get car insurance. First, you would like for your driving experience from Saskatchewan to be recognized in Ontario, this will give you a better rate on your car insurance because without proof of prior… Read More »
Just like purchasing a car, when you walk into a dealership to purchase a car you may ask what options the vehicle has. This is really no different than buying car insurance in Ontario. The most basic car insurance policy in Ontario provides liability insurance at a certain limit and then you may add coverages… Read More »
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving As of September 1st 2015 the fines and… Read More »
If you have been convicted with an impaired driving conviction or have received more than 1 roadside suspension in the warn rage, one of the requirements in order to drive again is to attend a mandatory alcohol education program. The facts: The fee is between $178 for warn range drivers to $578 for convicted impaired… Read More »
Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »
Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »
The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »
As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »
Driving while under the influence of alcohol or drugs is a criminal offence under the Criminal Code of Canada. You can be charged even if your car is parked while being impaired at the wheel. Impaired driving can result because of alcohol consumption and even the use of drugs, including legal, prescription and over the… Read More »
Mandatory Car Insurance Coverages Liability Coverage This coverage protects you if you damage someone’s property, someone is injured or dies in an accident. If you are responsible for the accident you may be legally responsible. Direct Compensation – Property Damage Covers damage to your vehicle or for loss of use of your vehicle to the… Read More »