Ontario Auto Insurance Coverages
Understand Ontario auto insurance coverages, including mandatory and optional protection available under the Ontario Automobile Policy (OAP 1).
| Third-Party Liability | Accident Benefits | Uninsured Automobile |
| Protection against covered liability claims | Benefits if you're injured in an accident | Protection involving uninsured or unidentified drivers |
| Direct Compensation Property Damage | Collision | Comprehensive |
| Coverage for damage to your vehicle where applicable | Damage to your vehicle from collision or upset | Theft, vandalism and other covered non-collision losses |
| Specified Perils | All Perils | Rental Vehicle Coverage |
| Protection against specifically listed causes of loss | Broad physical damage protection | Coverage when driving certain rented vehicles |
| Transportation Replacement | Depreciation Waiver | |
| Helps cover temporary transportation after a claim | Protects eligible new vehicles from depreciation |
Why Humberivew for Your Contractor Insurance Coverage?
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One Dedicated Broker
Work with the same licensed broker who understands your business.
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Independent Since 1982
Serving Ontario businesses and contractors for over 40 years.
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Multiple Insurance Markets
Compare contractor insurance coverage from multiple insurance companies.
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Coverage for Your Trade
Insurance options based on your trade, operations and business needs.
Ontario Auto Insurance Articles
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