Rooming House Insurance for Landlords
As a landlord for a rooming house, you face unique risks that traditional insurance policies do not cater to. We provide rooming house insurance across Ontario including major cities such as Toronto, Ottawa, Hamilton, Guelph, Kingston, Mississauga, London and others. Fill out an application today or give us a call at any of our offices to discuss your rooming house insurance needs.
We consider a property to be a rooming house when there is 1 unit that is shared by 3 or more unrelated people, which are not students. We consider a unit to be shared when tenants share a kitchen and bathroom together.
Resources
Why Ontario Landlords Can’t Have a No Pets Clause in Ontario
As a landlord in Ontario, you may be inclined to protect your property by implementing various rules for tenants, including a “no pets” clause. However, under Ontario law,...
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How to Handle Vacant Properties: Insurance Tips for Landlords and Homeowners
Vacant properties—whether it’s a rental home waiting for new tenants, your own house undergoing renovations, or an extended absence making the property unoccupied—pose unique risks. These properties are...
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Why Investing in Ontario Student Rental Properties Might Be a Good Investment
Is a Student Rental Property the Right Investment for You? Whether you’re purchasing your first investment property or expanding a rental portfolio, student rentals can be a rewarding...
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What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down
Investing in a student rental property can be rewarding, but it comes with unique challenges—especially when it comes to insurance. Even experienced landlords sometimes purchase properties that are...
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More Cities Regulating Rental Housing & Student Rentals
Ontario Student Rental Housing Regulations and Insurance Guide As the rental housing market grows, many cities in Ontario are implementing stricter regulations to ensure compliance with local rental...
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Difference Between Home Insurance & Rental Property Insurance
A common misconception about home insurance is that a property is covered as long as it has insurance—even if it’s being rented out. This isn’t accurate. When securing...
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