As a contractor you probably work hard for your stuff, and let’s face it tools and equipment can get expensive. Many contractors insurance polices may not even cover you for tools or equipment, and tools can quickly depreciate in value especially after a few years of good use, so how much really can they be… Read More »
Many contractors whether landscapers or home builders may advertise their services as Design & Build, but have you ever wondered what the implications of this can be from an insurance perspective? First, design aspects are never covered under a regular liability insurance policy. Errors that are a result of design work would typically be covered… Read More »
If you have moved or planning on moving from Saskatchewan to Ontario here is a very quick tip on how to get car insurance. First, you would like for your driving experience from Saskatchewan to be recognized in Ontario, this will give you a better rate on your car insurance because without proof of prior… Read More »
Are you a landlord to be searching for a student rental investment in Hamilton? This post will briefly describe the student rental market in Hamilton and how you as an investor and landlord to be can choose which area you would like to invest in. Hamilton, Ontario makes a perfect City to invest in student… Read More »
Just like purchasing a car, when you walk into a dealership to purchase a car you may ask what options the vehicle has. This is really no different than buying car insurance in Ontario. The most basic car insurance policy in Ontario provides liability insurance at a certain limit and then you may add coverages… Read More »
What you need to know to attract a tenant who values your home as much as you do Anyone who’s rented out a portion of their home, or indeed their entire home, knows that it’s not always a comfortable thing. On the pro side is extra income; this might be a luxury (your 20-something moved… Read More »
Difference Between Home Insurance & Rental Property Insurance A common misconception about home insurance is that as long as the home has insurance it is insured and that it does not matter if you have renters. This is simply not true. When applying for insurance you must be up front with the Insurance Company; who… Read More »
Read Below to find out how to invest in the Ontario student rental market. The information below is intended to put you on a head start to becoming a student house landlord. Research Rents Google, the name of the University or College area with the words: “off campus housing”. Most universities and colleges have a… Read More »
How to get the most out of your rental properties And by most, we mean the most $$$ you can possibly earn as an Ontario landlord With real estate prices in big Ontario cities soaring past all forecasts, it may seem like all you need to do in order to maximize the profits from your… Read More »
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving As of September 1st 2015 the fines and… Read More »
If you have been convicted with an impaired driving conviction or have received more than 1 roadside suspension in the warn rage, one of the requirements in order to drive again is to attend a mandatory alcohol education program. The facts: The fee is between $178 for warn range drivers to $578 for convicted impaired… Read More »
Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »
Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home… Read More »
Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »
When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what… Read More »