We hope this article finds you well and that you and your family are safe in this unprecedented time. Landlord Insurance & Rental Income Landlords have called us to ask if having rental income insurance will cover tenants who are either refusing to pay rent or defaulting due to COVID 19 crisis. First, to answer… Read More »
What is High Risk Car Insurance?
High risk car insurance is a car insurance policy where you as a driver no longer qualify to be insured with most regular market car insurance companies due to tickets, accidents or cancellations. How You Become A High Risk Car Insurance Driver Every car insurance company has filed rules – this means rules of which… Read More »
How to Save Money on Car Insurance
Below are some quick tips on how to save for car insurance. Always speak with a broker to see if you qualify for them. Combine Car and House Insurance for A Combined Discount You should quote your home and auto with the same company to see if you qualify for a multi-policy discount. Of course,… Read More »
10 Tips to Protect Your Home from Water Damage
After today’s rain storm in Toronto we thought it might be a good idea to go over a few ways you as a home owner or landlord can protect your house and property from water damage. 1. Clean gutters of leaves and debris Rainfall on your roof needs a proper channel to exit the roof… Read More »
What Every Canadian Driver Should Have in Their Car
A Dash Cam. That’s right, we believe every Canadian driver should have a dash cam in their car. Let’s face it, car insurance is expensive without any accidents or tickets. If you are a good driver that drives cautiously and obeys the rules of the road, why wouldn’t you want to have a dash cam… Read More »
What Affects Your Car Insurance Rates
In today’s day and age with advanced computers and algorithms the calculation of car insurance rates is no longer a simple feat. In the past, it was common for an Ontario car insurance broker to grab a book of rates, look at your age, vehicle and location and calculate an accurate car insurance quote. Today,… Read More »
Toronto & Potholes
Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for… Read More »
Moving from British Columbia to Ontario? Don’t Forget to Pack Your Driving Record.
If you are moving from B.C. to Ontario it is important that you have a copy of your insurance and claims history record from the ICBC – Insurance Corporation of British Columbia. You can Order your Insurance and Claims History Record VIA ICBC’s Website by Clicking Here Get Your Record » Why Do You Need… Read More »
10 Things You Should Be Prepared for Becoming a Landlord or Homeowner
When you are getting ready to buy a home whether for yourself or as an investment property you should always be prepared for the unexpected. Whether you can do things yourself or you have to hire someone it is always good to know what to do in a situation that requires maintenance or if something… Read More »
Attention Ontario Drivers – Distracted Driving Law Changing – January 1 2019
Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: a fine of up to $1,000 three demerit points a three-day day driver’s licence suspension Second conviction within 5 years: a fine of up to $2,000 six demerit points a… Read More »
Clocks Change This Weekend!
Don’t forget that this weekend on Sunday November 4th 2018 – 2:00AM clocks turn backwards 1 hour. Although you get one extra hour of sleep now, the reason why this is an important date is so homeowners and landlords use this date as an important date to do some important home maintenance for their properties… Read More »
This One Safety Feature May Save you 15 Percent on Your Car Insurance
Insurance companies are recognizing that cars on Ontario roads are becoming safer and some companies are offering fifteen percent discounts on car insurance if your vehicle has Automatic Emergency Breaking or AEB. In cities like Toronto where Toronto Car Insurance is amongst the highest in the country, it can make a big difference. What Cars… Read More »
Attention Landlords: New Standardized Lease in Ontario
Starting April 30th 2018 landlords in Ontario are now required to use a new standardized lease agreement made by the Ontario government. You can see a copy of the lease here: Click here for Ontario’s new 2018 standardized lease. Why Is There A Standardized Lease? According to the government they are trying to make an… Read More »
Impaired Driving Car Insurance FAQ
Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Will my rate automatically increase with my car insurance company after getting a DUI? In order for your rate to increase as a result of an… Read More »
Toronto’s Passes New Airbnb Regulation
Toronto has passed new rules for owners of property that rent out on home sharing platforms such as Airbnb. The rules will take effect July 1st 2018. What’s New? The new rules will require short-term rental operators to register with the City as well as pay license fees of $50 per year as well as… Read More »