Independent Broker:
- We are not owned by any insurance company or conglomerate.
- We shop for insurance from a variety of leading companies we work with.
- Our goal: Find you good prices on insurance and reliable coverage options.
- We don’t work with every insurance company, only the ones we’re contracted with.
- Insurance Brokers follow principles of conduct as intermediaries. Learn more.
- Want to know more about what an Insurance Broker does? Learn more.
How We Are Paid
- Our payment is included in your insurance premium, unless otherwise noted.
- Here’s how much we earn as a percentage of your premium:
| Insurance Type | Commission Range |
| Commercial Property | 10% – 20% |
| Commercial Automobile | 7.5% – 12.5% |
| Fidelity / Crime | 10% – 20% |
| Umbrella / Excess Liability | 7.5% – 15% |
| Professional Liability | 10% – 15% |
| Surety | 10% – 25% |
| Commercial General Liability | 10% – 20% |
| Personal Automobile | 3% – 12.5% |
| Personal Property | 12.5% – 20% |
| Personal Watercraft | 12.5% – 20% |
Other Incentives:
- Some insurers may pay us bonuses based on certain performance metrics.
- Insurance companies sometimes offer perks like trips or prizes to brokers.
- These perks don’t influence us—we focus on giving honest and reliable advice.
We’re Here to Help
- Have questions? Need more info?
- Contact us anytime—we’re happy to assist!