Apartment Building Insurance

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Humberview Insurance provides apartment building insurance for landlords. Apartment building insurance is important to have to protect the physical structure from property damage but also to protect your liability as a landlord.

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Control Your Risk As an Apartment Building Owner

  • Up to date electrical in each unit is important as people consume more power than they use to. Having 100 AMP electrical panel with modern breakers and copper wiring in each unit is now a requirement for many our partner insurance companies.
  • Hiring a competent snow removal firm that is insured to be responsible for snow removal and salting at your property to prevent slip and fall accidents.
  • Being on top of repairs and maintenance before they cause bigger problems.
  • Consistent checking of fire alarms, sprinklers, CO2 and other safety devices by qualified professionals.
  • Hire a reputable appraisal company to go over property recommendations and accurate rebuilding cost coverage.

 

Resources

City of Toronto Approves Implementation of Vacant Home Tax

On December 16 2021, City Council approved implementation of a vacant home tax in Toronto starting in January 2022. How The City of Toronto will Define a Vacant Home The city of Toronto will consider the home vacant if it has been unoccupied for more than six months during the previous calendar year. Exemptions apply:… Read More »

Best Places to List a Rental Property

Facebook Marketplace Facebook marketplace is a great place to get exposure for your rental property to be people are searching. Millions of people use Facebook everyday and their marketplace allows users to post many photos, prices and information. One downside perhaps is if you are going to use your personal profile to post your rental;… Read More »

Hamilton Approves Landlord License Pilot Project

The City of Hamilton yesterday August 10th 2021 voted in favour of a motion to implement a rental housing licensing pilot for wards 1,8 and 14. Where are Wards 1, 8 and 14? Ward 1: covers the area primarily close to McMaster University Ward 8 & 14: covers the area primarily close to Mohawk College.… Read More »

Six Things About Becoming a Landlord In Canada

  Thinking about becoming a landlord in Canada? Consider these 6 things 1. Secure Financing Securing financing for a future rental property is important because it will give you the range of prices that you have to work with. There are many ways you can choose finance a rental property purchase including: taking out a… Read More »

Landlords & April 1st 2020 Rent Strike

We hope this article finds you well and that you and your family are safe in this unprecedented time.