Vacant Home Insurance

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Vacant Home Insurance

At Humberview Insurance Brokers, we extend our three decades of experience in house insurance to the specialized field of Vacant Home Insurance. Understanding that an unoccupied property has unique insurance needs, whether it's awaiting sale, undergoing minor renovations, or in between tenants, we're here to provide you with tailored solutions. It's crucial to be aware that vacant home insurance generally offers more limited coverage compared to standard occupied home policies. This underscores the importance of consulting with a broker to understand the specific protections tailored to your property. Discussing what may not be included under a vacant house insurance policy allows you to identify and manage potential risks effectively.

Resources

Difference Between Home Insurance & Rental Property Insurance

A common misconception about home insurance is that a property is covered as long as it has insurance—even if it’s being rented out. This isn’t accurate. When securing...
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City of Toronto Approves Implementation of Vacant Home Tax

On December 16 2021, City Council approved implementation of a vacant home tax in Toronto starting in January 2022. How The City of Toronto will Define a Vacant...
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10 Tips to Protect Your Home from Water Damage

After today’s rain storm in Toronto we thought it might be a good idea to go over a few ways you as a home owner or landlord can...
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10 Things You Should Be Prepared for Becoming a Landlord or Homeowner

When you are getting ready to buy a home whether for yourself or as an investment property you should always be prepared for the unexpected. Whether you can...
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Why an Airbnb Host Needs Home Sharing Insurance

Understanding Airbnb Insurance in Ontario: What Landlords Need to Know With the increasing popularity of short-term rental platforms like Airbnb, many Ontario property owners are taking advantage of...
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Best Flooring for Rental Property: A Guide for Ontario Landlords

When updating a rental property, choosing the right flooring is crucial. Landlords often need something that’s affordable, durable, easy to maintain, and appealing to tenants. Fortunately, modern flooring...
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