Vacant Home Insurance

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Vacant Home Insurance

At Humberview Insurance Brokers, we extend our three decades of experience in house insurance to the specialized field of Vacant Home Insurance. Understanding that an unoccupied property has unique insurance needs, whether it's awaiting sale, undergoing minor renovations, or in between tenants, we're here to provide you with tailored solutions. It's crucial to be aware that vacant home insurance generally offers more limited coverage compared to standard occupied home policies. This underscores the importance of consulting with a broker to understand the specific protections tailored to your property. Discussing what may not be included under a vacant house insurance policy allows you to identify and manage potential risks effectively.

Resources

Why Ontario Landlords Can’t Have a No Pets Clause in Ontario

As a landlord in Ontario, you may be inclined to protect your property by implementing various rules for tenants, including a “no pets” clause. However, under Ontario law,...
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How to Handle Vacant Properties: Insurance Tips for Landlords and Homeowners

Vacant properties—whether it’s a rental home waiting for new tenants, your own house undergoing renovations, or an extended absence making the property unoccupied—pose unique risks. These properties are...
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Difference Between Home Insurance & Rental Property Insurance

A common misconception about home insurance is that a property is covered as long as it has insurance—even if it’s being rented out. This isn’t accurate. When securing...
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City of Toronto Approves Implementation of Vacant Home Tax

On December 16 2021, City Council approved implementation of a vacant home tax in Toronto starting in January 2022. How The City of Toronto will Define a Vacant...
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10 Tips to Protect Your Home from Water Damage

After today’s rain storm in Toronto we thought it might be a good idea to go over a few ways you as a home owner or landlord can...
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10 Things You Should Be Prepared for Becoming a Landlord or Homeowner

When you are getting ready to buy a home whether for yourself or as an investment property you should always be prepared for the unexpected. Whether you can...
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