Privacy Policy
At Humberview Insurance Brokers Ltd., we are committed to protecting your privacy by complying with Canadian privacy laws and regulations, including the Personal Information Protection and Electronic Documents Act. We treat personal information in line with our privacy statement and policy unless we have your consent to do otherwise. This policy applies to any information we collect or receive about you, from any source.
Our Commitment to Privacy
- We identify the purposes for collecting, using, and disclosing your personal information.
- Your consent is obtained before using your personal information, either orally or in writing.
What Personal Information Do We Collect?
We may collect:
- Basic details such as name, address, phone number, email, birthdate, and marital status.
- Claims history.
- Credit history and payment records.
- Driver’s record.
- Property details (e.g., home value and contents).
- Medical information related to vehicle operation.
- Employment information.
How Do We Collect Your Information?
We may obtain this information from:
- You.
- Insurance companies.
- Online Databases
- Other insurance brokers or agents.
- Credit organizations.
- Motor vehicle and driver licensing authorities.
- Financial institutions.
- Medical professionals.
Why Do We Collect Your Information?
We use your personal information to:
- Determine your eligibility for insurance.
- Administer your insurance policy.
- Process claims you submit.
Who Do We Share Your Information With?
We may disclose your information to:
- Operators of insurance industry databases for verification purposes.
- Insurance brokers providing services to you.
- Independent adjusters and brokers assisting with claims.
- Governmental authorities and claims investigation services.
- Medical organizations, vendors, insurers, reinsurers, and regulatory bodies.
- Other parties as per your consent.
How Do We Protect Your Information?
- Third parties and affiliates handling your information must comply with our privacy policies.
- We use physical, organizational, contractual, and technological safeguards to protect your information.
- Only employees with a business need-to-know have access to your information.
Quote Requests
As a broker, we are obtaining this consent on behalf of insurer(s) who have advised us that, in respect of this quotation request, we may collect, use, and disclose personal information reports, including policy history, claims history, investigative information, rating information, risk information, and only with respect to you, your personal credit information, including credit score, as permitted by law and in accordance with our privacy policies.
You and on behalf of others listed, authorize us to collect, use, and disclose this information to appropriate third parties, including your broker, solely relating to your insurance quotation and for the purposes necessary to:
- Assess the risk.
- Determine a premium.
- Establish eligibility and conditions for a premium payment plan.
- Investigate and settle claims.
- Analyze business results.
- Detect and prevent fraud.
How We Use Cookies
- Cookies are small files placed on your computer to analyze web traffic and customize your experience.
- We use cookies for statistical analysis, improving our website based on your preferences.
- Cookies do not provide us access to your computer or personal data.
- You can choose to accept or decline cookies via your browser settings.
Consent
- By using our site, you consent to our privacy policy. If you do not agree, please do not use the site.
- We reserve the right to update or modify this policy at our discretion and will publish changes on our site in a timely manner.
Contact Us
If you have any questions, please contact our Privacy Officer:
Humberview Insurance Brokers Ltd.
339 Roncesvalles
Toronto, Ontario, Canada
M6R 2M8
T: 416 – 531 – 4647 / contact @ HumberviewInsurance.ca