Advice News Blog

Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurancehome insurancelandlord insurance and business insurance across Ontario, Canada.

Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.

That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.

  • DUI Insurance in Ontario: What You Need to Know After a Conviction

    DUI Insurance in Ontario: What You Need to Know After a Conviction

    If you’ve been convicted of driving under the influence (DUI) in Ontario—whether it involves alcohol or drugs—the consequences are serious. Beyond fines, suspensions, and mandatory programs, your car insurance will be heavily impacted, as you’ll likely need high-risk auto insurance. Use the updated information below to understand what happens after a DUI conviction and the…

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  • Does a Speeding Ticket in Ontario Affect My Car Insurance?

    Does a Speeding Ticket in Ontario Affect My Car Insurance?

    Does a Speeding Ticket in Ontario Affect My Car Insurance? Many Ontario drivers mistakenly believe that a ticket without demerit points won’t impact their insurance premiums. Unfortunately, this isn’t true. Whether or not points are assigned, any moving violation—such as a speeding ticket—can still affect your car insurance rate. Insurance providers look at driving records…

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  • What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down

    What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down

    Investing in a student rental property can be rewarding, but it comes with unique challenges—especially when it comes to insurance. Even experienced landlords sometimes purchase properties that are difficult to insure due to outdated systems or structural issues. To avoid this, it’s essential to know what to look for before making an offer on your…

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  • How Distracted Driving Penalties Are Leading to Insurance Increases in Ontario

    How Distracted Driving Penalties Are Leading to Insurance Increases in Ontario

    In 2024, distracted driving has become a common issue on Ontario’s roads. Whether it’s someone texting at a red light or holding up traffic while checking their phone at an advanced left turn, these distractions pose serious risks. What many Ontario drivers may not realize are the severe penalties they face if caught, and the…

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  • More Cities Regulating Rental Housing & Student Rentals

    More Cities Regulating Rental Housing & Student Rentals

    Ontario Student Rental Housing Regulations and Insurance Guide As the rental housing market grows, many cities in Ontario are implementing stricter regulations to ensure compliance with local rental bylaws. This is particularly important for landlords renting to students, as student housing requires specific attention to safety standards and legal requirements. If you’re looking for student…

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  • Driving in School Zones: Fines, Tickets and Insurance.

    Driving in School Zones: Fines, Tickets and Insurance.

    Every September, over 2 million children across Ontario return to school, leading to increased activity in school zones and surrounding areas. This annual event requires heightened vigilance from drivers, as students navigate crosswalks, cross roads, and walk along sidewalks on their way to and from school. These areas will be busy the way until June…

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