Buick Car Insurance

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Buick Car Insurance

For over 30 years, Humberview Insurance Brokers has been dedicated to helping Buick vehicle owners in Ontario, Canada, secure the best deals on their car insurance. Our commitment goes beyond just competitive rates; we believe that a well-informed Buick driver is a happier, safer driver. That's why we offer expert advice and personalized service tailored specifically for Buick vehicles. From the initial quote to getting coverage—and even beyond—we're here to ensure your insurance experience is seamless and exceptional. Contact us today to get a quote on Buick car insurance in Ontario.

Standard Buick Insurance in Ontario


This aspect of your Buick car insurance policy provides protection against any potential damage you may cause to others or their property. It's crucial for Buick drivers who prioritize safe and responsible driving practices

Direct Compensation Property Damage

This feature covers damage to your Buick from your own insurance company when you're not at fault. If you're responsible for the damage, collision or all-perils coverage becomes essential. Starting January 1, 2024, there's an option to opt-out of this coverage.

Uninsured Automobile Coverage

Uninsured Motorist Coverage is indispensable for Buick owners, offering protection if you're involved in an accident with an uninsured driver or a hit-and-run scenario. It covers damage to your Buick caused by an identified uninsured driver, ensuring the safety of your valuable vehicle in such unexpected situations.

Accident Benefits

This component ensures compensation if you or others are injured or killed in a car accident. For Buick owners, this brings peace of mind, knowing that you and your passengers are covered. There are various options available to enhance this coverage, so consulting with a broker is advisable.

Additional Coverages You Should Add For Your Buick Insurance

Buick Collision Coverage

This ensures protection for your Buick in case of collisions with objects or other vehicles, safeguarding your vehicle during such incidents.

Comprehensive Coverage for Buick

Provides coverage for specific types of damages such as theft, fire, and falling objects, offering essential protection for Buick owners against various unforeseen events.

All Perils Coverage

This comprehensive physical protection combines collision and comprehensive coverages, offering enhanced security against theft and other risks.

Accident Forgiveness Coverage

This additional feature protects your driving history and prevents your insurance premium from increasing after your initial at-fault accident, particularly beneficial for Buick drivers with a history of accident-free driving.

Depreciation Waiver Coverage

In the unfortunate event of a total loss, this coverage ensures you receive the purchase price of your Buick, providing a significant financial safeguard.

Rental Vehicle Coverage

Offers a rental vehicle up to a specified limit following an insured loss, ensuring you remain mobile while your Buick is undergoing repairs.

How Buick Car Insurance Rates are Determined


The Buick Model You Drive

Attributes such as the model's engine size, cost, and safety ratings affect insurance costs. Different Buick models may have varying insurance rates based on these factors.


How You Drive

If you frequently cover long distances or primarily use your Buick for commuting, you'll likely pay more than someone who uses their vehicle occasionally for short errands.


The Area in Which You Live

Your geographical location and the areas where you typically drive your Buick influence insurance rates. Generally, larger cities with higher traffic volumes face a greater risk of accidents, potentially leading to higher insurance premiums.


Driver Profile

Your age, driving history, number of citations or accidents, and the age at which you obtained your license can all impact your insurance premium for Buick car insurance.


All the Coverages You Choose

The specific coverages you choose for your Buick can affect the overall cost of insurance. It's essential to select coverages that best suit your needs, and our brokers can help you make these decisions.


Discounts You Qualify for

Various discounts may be available, such as those for safe driving or bundling policies. If you qualify for these discounts, they can lower your final Buick car insurance rate.

Ways You Can Save to Get a Cheap Buick Car Insurance Quote

Bundle Insurance Policies

Combining your Buick car insurance with a home insurance policy may qualify you for a multi-line discount.

Insure Multiple Vehicles

If you own more than one vehicle, including your Buick, insuring all of them with the same company could qualify you for a multi-vehicle discount.

Shop Around

In regions like Ontario, it's wise to explore different options for Buick car insurance, whether through agents, brokers, or direct insurance companies. Given the range of Buick models, some insurers might offer better deals or specialized coverage.

Increase deductibles

Assess your ability to cover minor damages to your Buick and adjust your insurance deductible accordingly. This may potentially reduce your premium costs.

Pay Annually

Avoid extra fees by paying for your Buick car insurance annually or in larger installments. Monthly payments often incur additional charges.

Install Winter Tires

Utilizing winter tires on your Buick isn't just important for safety in colder climates but may also result in discounts on your car insurance.

Driver’s Training Course

For new or inexperienced Buick drivers, completing an approved driver training course could result in lower insurance costs.

Consider Renewal Discounts

Many insurance companies offer discounts for policy renewals. When seeking Buick car insurance, consider long-term renewal prices and potential savings.

Buick Auto Insurance by Model

Buick Encore

A compact luxury SUV celebrated for its stylish design, spacious interior, and fuel efficiency, the Encore is perfect for families and individuals alike. Offering ample cargo space, top-tier safety features, and a smooth ride, it meets various travel needs. Buick Encore Insurance Quote.

Buick Enclave

A versatile luxury SUV, the MDX is ideal for families requiring extra space and comfort. It seats up to seven passengers with advanced safety features and strong performance for longer trips.Buick Enclave Insurance Quote.

Buick Envision

A compact luxury SUV celebrated for its stylish design, spacious interior, and fuel efficiency, the Envision is perfect for families and individuals alike. Offering ample cargo space, top-tier safety features, and a smooth ride, it meets various travel needs. Buick Envision Insurance Quote.

Buick Car Insurance FAQ

  • Is Buick Insurance High?

    Buick car insurance rates are typically moderate to high, as Buick is considered a premium brand. Several factors contribute to the cost:

    Safety Ratings: Buick models generally receive favorable safety ratings, which can positively impact insurance premiums.

    Repair Costs: Being a premium brand, Buick vehicles might incur higher repair costs compared to more standard vehicles, influencing insurance rates.

    Model and Features: Different Buick models, ranging from sedans to SUVs, can have varying insurance costs based on their value, size, and specific features.

  • Is Buick Encore Insurance Expensive?

    Insurance for the Buick Encore might lean towards the higher end due to its classification as a premium compact SUV. However, the incorporation of advanced safety features and Buick’s renowned reliability can potentially offset the overall cost. Specific features prone to costly repairs could influence insurance premiums. Additionally, factors such as the driver’s history and vehicle usage are significant determinants in finalizing the insurance rate.

  • What is the Cheapest Buick Model to Insure?

    Typically, smaller and less expensive Buick models, such as the Buick Encore or Buick Verano, tend to have lower insurance costs owing to their relatively lower market value and efficient performance. However, insurance premiums can also be influenced by personal factors like the driver's history and location.

  • Is the Buick Envista Affordable to Insure?

    Insurance costs for the Buick Envista are generally considered moderate to low, but several factors can influence rates. These factors may include:

    Vehicle Value: While the Envista is positioned as a premium mid-size SUV, its market value tends to be lower than larger luxury SUVs. However, its premium features may still contribute to slightly higher insurance costs.

    Safety Ratings: The Buick Envista is equipped with advanced safety features, which can positively impact insurance rates. However, other factors may offset these benefits.

    High Theft Rate: Historically, Buick vehicles have had lower theft rates compared to some other brands, potentially leading to lower insurance premiums for the Envista.

    Advanced Electronics: The Envista's advanced technology and electronic components, such as its infotainment and driver-assistance systems, may influence repair costs and, consequently, insurance rates.

    Driver Profile: The typical Buick Envista driver profile, often comprising individuals or families, may positively influence its risk assessment. However, insurers consider various factors when determining premiums, including driving history and location.

  • What is the Best Acura for Ontario Roads?

    In Ontario, Buick models equipped with AWD (All-Wheel Drive) are highly recommended for navigating winter conditions. Models worth considering include:

    Buick Enclave and Encore GX: Both offer AWD options, providing stability and excellent handling on snowy roads.

    Buick Regal TourX: A wagon option with available AWD, ideal for urban and highway driving during winter.

    Equipping these models with high-quality winter tires can further enhance their performance in Ontario's winter conditions.

  • Are Buick's Good Cars?

    Certainly, Buicks are renowned for their high quality and reliability, evidenced by several factors:

    Reliability: Buick has established a solid reputation for manufacturing dependable vehicles, earning the trust of drivers worldwide.

    Resale Value:Buicks tend to hold their value well over time, reflecting their exceptional build quality and brand recognition.

    Fuel Efficiency: MMany Buick models are engineered with fuel efficiency in mind, delivering impressive performance while minimizing fuel consumption.

    Safety: Buicks come equipped with advanced safety features and robust construction, prioritizing the safety and security of occupants.

    Luxury and Comfort:Buicks are synonymous with luxurious interiors and serene rides, catering to drivers who value comfort and elegance.

    Performance: Buick vehicles strike a balance between performance and refinement, offering a smooth and responsive driving experience that appeals to a wide range of drivers.


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