Mazda Car Insurance

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Mazda Car Insurance

For over 30 years, Humberview Insurance Brokers has been dedicated to helping Mazda vehicle owners in Ontario, Canada, secure the best deals on their car insurance. Our commitment goes beyond just competitive rates; we believe that a well-informed Mazda driver is a happier, safer driver. That's why we offer expert advice and personalized service tailored specifically for Mazda vehicles. From the initial quote to getting coverage—and even beyond—we're here to ensure your insurance experience is seamless and exceptional. Contact us today to get a quote on Mazda car insurance in Ontario.

Standard Mazda Insurance in Ontario


This segment of your Mazda car insurance policy provides protection against any potential damage you might cause to others or their property. It's crucial for Mazda drivers who prioritize safe and responsible driving practices.

Direct Compensation Property Damage

This coverage handles damage to your Mazda from your own insurance company when you're not at fault. If you're responsible, collision or all perils coverage is vital. Remember, starting January 1, 2024, there's an option to opt-out of this coverage.

Uninsured Automobile Coverage

Uninsured Motorist Coverage: Essential for Mazda owners, this ensures protection if you're hit by an uninsured driver or involved in a hit-and-run. It covers damage to your Mazda caused by an identified uninsured driver, safeguarding your valuable vehicle in such unexpected situations.

Accident Benefits

This coverage ensures compensation if you or others are injured or killed in a car accident. For Mazda owners, it brings peace of mind, knowing that you and your passengers are covered. There are various options to enhance this coverage, so consulting with a broker is advisable.

Additional Coverages You Should Add For Your Mazda Insurance

Mazda Collision Coverage

This offers protection for your Mazda in case of hitting an object or another car. It's essential to safeguard your vehicle during a collision, ensuring peace of mind for Mazda drivers.

Comprehensive Coverage for Mazda

Provides coverage for specific types of damages like falling objects, theft, and fire. This is crucial for Mazda owners to shield their vehicle from various unforeseen events and ensure comprehensive protection.

All Perils Coverage

The most extensive physical protection for your Mazda. This combines collision and comprehensive coverages and offers enhanced security against theft and other risks, providing Mazda owners with comprehensive peace of mind.

Accident Forgiveness Coverage

An additional option that safeguards your driving record and prevents your insurance rate from rising after your first at-fault accident. Particularly beneficial for Mazda drivers with a history of accident-free driving, ensuring continued affordability.

Depreciation Waiver Coverage

In case of a total loss, this ensures you receive the purchase price of your Mazda, offering a substantial financial safeguard. Mazda owners can rest assured knowing their investment is protected in the event of unforeseen circumstances.

Rental Vehicle Coverage

Provides a rental vehicle up to a specified limit after an insured loss, ensuring you stay mobile while your Mazda is being repaired. Mazda drivers can maintain their daily routine even in challenging situations.

How Mazda Car Insurance Rates are Determined


The Mazda Model You Drive

Factors like the model's engine size, cost, and safety ratings impact your insurance costs. Different Mazda models may have varying insurance costs based on these attributes.


How You Drive

If you drive many kilometers or use your Mazda for commuting, you'll generally pay more than someone who uses their vehicle occasionally for errands.


The Area in Which You Live

Your location and the areas where you frequently drive your Mazda affect your insurance rates. Typically, larger cities with more traffic have a higher risk of accidents, which could increase rates.


Driver Profile

Factors such as your age, driving history, number of tickets or accidents, and the age when you were first licensed can all influence your insurance rate.


All the Coverages You Choose

The specific coverages you select for your Mazda can affect the total cost. It's important to choose what's right for you, and our brokers can help with these decisions.


Discounts You Qualify for

Various discounts may be available. If you qualify, they can lower your final Mazda car insurance rate.

Ways You Can Save to Get a Cheap Mazda Car Insurance Quote

Bundle Insurance Policies

Combining your Mazda car insurance with a home insurance policy may qualify you for a multi-line discount.

Insure Multiple Vehicles

If you own more than one vehicle, including your Mazda, insuring all of them with the same company could give you a multi-vehicle discount.

Shop Around

In locations like Ontario, it's wise to explore different options for Mazda car insurance, whether through agents, brokers, or direct insurance companies. Given the variety of Mazda models, some insurers might offer better deals or specialized coverage.

Increase deductibles

Consider your ability to pay for minor damages to your Mazda and adjust your insurance deductible. This can potentially reduce your premium costs.

Pay Annually

Save on extra fees by paying for your Mazda car insurance annually or in larger installments. Monthly payments often have additional charges.

Install Winter Tires

Using winter tires on your Mazda isn't just crucial for safety in colder climates but may also lead to discounts on your car insurance.

Driver’s Training Course

For new or inexperienced Mazda drivers, completing an approved driver training course could lead to lower insurance costs.

Consider Renewal Discounts

Many insurance companies offer discounts for renewing policies. When looking for Mazda car insurance, consider long-term renewal prices and potential savings.

Mazda Auto Insurance by Model

Mazda 3

A compact sedan or hatchback beloved for its stylish design, engaging driving dynamics, and fuel efficiency. The Mazda 3 appeals to drivers who seek a balance of performance and practicality. With its comfortable interior and advanced safety features, the Mazda 3 is perfect for daily commuting and urban adventures. Mazda 3 Insurance Quote

Mazda 6

A mid-size sedan renowned for its refined interior, responsive handling, and innovative technology. The Mazda 6 combines elegance with exhilarating performance, making it an ideal choice for professionals and families alike. With cutting-edge safety features and ample space, the Mazda 6 offers a luxurious driving experience. Mazda 6 Insurance Quote.

Mazda CX-3

A subcompact crossover SUV celebrated for its sporty design, nimble handling, and fuel efficiency. The Mazda CX-3 is perfect for urban dwellers and small families, offering versatility and agility for city driving. With its advanced safety features and spacious interior, the Mazda CX-3 provides comfort and peace of mind on every journey. Mazda CX-3 Insurance Quote.

Mazda CX-5

A compact SUV known for its striking design, dynamic performance, and advanced technology. The Mazda CX-5 combines style with functionality, offering ample cargo space and top-tier safety features for families and individuals alike. Whether commuting to work or embarking on weekend adventures, the Mazda CX-5 delivers a thrilling driving experience. Mazda CX-5 Insurance Quote.

Mazda CX-30

The Mazda CX-30 is a compact crossover that offers a perfect blend of style, performance, and versatility. With its sleek design, responsive handling, and advanced technology, the CX-30 is ideal for urban explorers and adventure seekers alike. Experience the thrill of driving with confidence in the Mazda CX-30. Mazda CX-30 Insurance Quote.

Mazda CX-50

The Mazda CX-50 is a mid-size SUV that combines rugged capability with refined luxury. With its spacious interior, advanced safety features, and off-road prowess, the CX-50 is perfect for families and outdoor enthusiasts. Whether navigating city streets or exploring the great outdoors, the Mazda CX-50 delivers a superior driving experience. Mazda CX-50 Insurance Quote.

Mazda CX-70

The Mazda CX-70 is a full-size SUV that combines versatility with sophistication. With its spacious cabin, advanced safety features, and smooth ride, the CX-70 is perfect for long family road trips and daily commutes alike. Experience the ultimate in comfort and convenience with the Mazda CX-70. Mazda CX-70 Insurance Quote.

Mazda MX-30

The Mazda MX-30 is an all-electric SUV that combines sustainability with style. With its unique design, eco-friendly powertrain, and advanced technology, the MX-30 offers guilt-free driving without compromising on performance. Experience the future of mobility with the Mazda MX-30. Mazda MX-30 Insurance Quote.

Mazda Car Insurance FAQ

  • Is Mazda Car Insurance Costly?

    Mazda car insurance rates vary, often falling within a moderate to high range. Several factors impact these rates:

    Safety Ratings:Mazda models generally boast good safety ratings, which may contribute to lower insurance costs.

    Repair Costs:Due to its range of vehicles, Mazda's repair costs can vary, potentially influencing insurance rates.

    Model and Features:Different Mazda models, from compact cars to SUVs, come with varying insurance costs based on their value, size, and specific features.

  • Is Mazda CX-5 Insurance Expensive?

    Insurance for the Mazda CX-5 may be higher due to its classification as a compact SUV. However, its advanced safety features and Mazda’s reputation for reliability can mitigate the cost. Certain features that are costly to repair might impact premiums. Other factors like driving history and vehicle usage also play a role.

  • What is the Cheapest Mazda Model to Insure?

    Typically, the Mazda 2, being a compact car, is among the cheaper Mazda models to insure. Its lower market value and fuel efficiency contribute to this. However, individual rates depend on factors like driving record and location.

  • Is the Mazda MX-5 Cheap to Insure?

    The insurance cost for the Mazda CX-5 is generally considered moderate, but various factors can influence insurance rates. Here are some key considerations:

    Vehicle Value: The CX-5 falls into the mid-range SUV category, with a value that is typically lower than luxury SUVs. This could contribute to more affordable insurance premiums compared to higher-end models.

    Safety Ratings: The CX-5 boasts solid safety ratings and is equipped with advanced safety features, which can positively impact insurance rates. These safety features may help mitigate the risk of accidents and reduce potential insurance costs.

    High Theft Rate:While theft rates can vary depending on location, the CX-5 typically doesn't fall into the high-theft category. Lower theft rates generally result in more reasonable insurance premiums.

    Repair Costs: The CX-5’s components are generally less complex compared to luxury models, potentially leading to lower repair costs in the event of damage. This factor can positively influence insurance rates.

    Driver Profile:The typical CX-5 driver profile, which often includes individuals, couples, or small families, can contribute positively to its risk assessment. Factors such as driving history, location, and usage patterns also play a role in determining insurance premiums.

  • What is the Best Mazda for Ontario Roads?

    In Ontario, Mazda models equipped with all-wheel drive (AWD) are recommended for winter conditions. Models to consider include:

    Mazda CX-5 and CX-30:Both offer AWD options, providing stability and traction in snowy conditions.

    Mazda 3:Available with AWD, suitable for urban and highway driving in winter conditions.

    Equipping these models with quality winter tires further enhances their performance.

  • Are Mazdas Good Cars?

    Yes, Mazdas are regarded as high-quality vehicles for several reasons:

    Reliability:Mazda has a reputation for producing reliable vehicles known for their longevity.

    Resale Value:Mazdas maintain good resale value due to their quality craftsmanship and brand reputation.

    Fuel Efficiency: Many Mazda models prioritize fuel efficiency without compromising on performance or comfort.

    Safety:Mazda vehicles often feature advanced safety technologies and robust build quality.

    Luxury and Comfort: Known for their comfortable interiors and smooth rides, Mazdas cater to drivers seeking both luxury and practicality.

    Performance:Mazdas are renowned for their sporty performance and agile handling, appealing to drivers who enjoy a dynamic driving experience.


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