Ontario Housekeeping and Home Maintenance Benefit

The Housekeeping and Home Maintenance Benefit can help pay for someone to perform household tasks you are unable to do because of injuries from an automobile accident.

As of July 1, 2026, this benefit is optional in Ontario

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Ontario
Housekeeping and Home Maintenance Benefit

What Is the Housekeeping and Home Maintenance Benefit?

This benefit helps with reasonable expenses for housekeeping and home maintenance services you normally performed before the accident but are substantially unable to perform because of your injuries

Who It May Help	Benefit Amount	What It Helps With
People whose accident-related injuries prevent them from performing their normal household and home-maintenance tasks.	The maximum is based on the limit shown in your policy. $100/week is a commonly referenced limit under the previous standard coverage.	Services such as cleaning, laundry, meal preparation, snow removal and yard maintenance.

Should You Purchase Housekeeping and Home Maintenance Coverage?

If you are responsible for maintaining your home, we recommend considering this coverage.

Even relatively routine household tasks can become difficult after an injury. Having this coverage can help pay for the assistance needed to keep your home maintained while you recover.

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