Advice News Blog
Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
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Ontario’s System on Impaired Driving and what it means for High Risk Car Insurance
Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers…
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Why Investing in Ontario Student Rental Properties Might Be a Good Investment
Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home…
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Does a Speeding Ticket in Ontario Affect my Insurance?
Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1…
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What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down
When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what…
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Calling & Driving An Expensive Call for your Car Insurance
Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There are no…
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Student Landlords: Enhanced Coverage Feature
As a student landlord renting to students you understand there could be a downtime where students do not occupy the house during the summer months. One way to collect rents during this time is to have a 12 month lease, even still students may pay for these months but the house could sit empty from…