Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »
Why Investing in Ontario Student Rental Properties Might Be a Good Investment
Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home… Read More »
Does a Speeding Ticket in Ontario Affect my Insurance?
Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »
What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down
When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what… Read More »
Calling & Driving An Expensive Call for your Car Insurance
The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »
Student Landlords: Enhanced Coverage Feature
As a student landlord renting to students you understand there could be a downtime where students do not occupy the house during the summer months. One way to collect rents during this time is to have a 12 month lease, even still students may pay for these months but the house could sit empty from… Read More »
What kind of insurance does my bar in Toronto need?
As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments,… Read More »
More Cities Regulating Rental Housing & Student Rentals
Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated… Read More »
Toronto Food Vendor Review
The city of Toronto is currently reviewing street food vending which includes hot dog carts and food trucks. The purpose of the review is to create a harmonized city-wide bylaw governing street food vendors. This review process is an important process not only to street food vendor industry in Toronto but also the entire restaurant… Read More »
International Landlord? No Problem.
As a landlord living overseas getting Ontario landlord insurance can get a little tricky. At Humberview Insurance we can provide rental property insurance for expats, retirees and individuals living overseas. This includes single family rented dwellings, multi-family rented buildings, commercial buildings, student rentals and other types of rental properties in Ontario. Things to Consider as… Read More »
Ontario Landlord Insurance: Somethings you should know
By owning a rental property for investment purposes, it is important to protect your investment against disasters such as fire. Having insurance may even be mandatory when a mortgage provider will insist that building insurance is in place. Even if you don’t have a mortgage having insurance is a good idea. Read below to find… Read More »
The Latest on Toronto Car Insurance
As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »
Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program
After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents… Read More »
Why is my building limit more than I paid for the building?
A common question when giving a quotation on insurance is when a client may ask “You tell me the building coverage is $385,000, but I only paid $265,000 for the property and that’s including the land. Why?!” This is a common question and we will provide a short answer and a longer answer The Short… Read More »
Student Rentals in Ontario
About Student Rentals in Ontario This post is an overview of the student rental market and how to get student rental house insurance in Ontario. Year after year thousands of students across Ontario attend post-secondary education at universities and colleges. These students making the transition from high school to university face many decisions as the start… Read More »