The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »
Student Landlords: Enhanced Coverage Feature
As a student landlord renting to students you understand there could be a downtime where students do not occupy the house during the summer months. One way to collect rents during this time is to have a 12 month lease, even still students may pay for these months but the house could sit empty from… Read More »
What kind of insurance does my bar in Toronto need?
As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments,… Read More »
More Cities Regulating Rental Housing & Student Rentals
Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated… Read More »
Toronto Food Vendor Review
The city of Toronto is currently reviewing street food vending which includes hot dog carts and food trucks. The purpose of the review is to create a harmonized city-wide bylaw governing street food vendors. This review process is an important process not only to street food vendor industry in Toronto but also the entire restaurant… Read More »
International Landlord? No Problem.
As a landlord living overseas getting Ontario landlord insurance can get a little tricky. At Humberview Insurance we can provide rental property insurance for expats, retirees and individuals living overseas. This includes single family rented dwellings, multi-family rented buildings, commercial buildings, student rentals and other types of rental properties in Ontario. Things to Consider as… Read More »
Ontario Landlord Insurance: Somethings you should know
By owning a rental property for investment purposes, it is important to protect your investment against disasters such as fire. Having insurance may even be mandatory when a mortgage provider will insist that building insurance is in place. Even if you don’t have a mortgage having insurance is a good idea. Read below to find… Read More »
The Latest on Toronto Car Insurance
As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »
Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program
After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents… Read More »
Why is my building limit more than I paid for the building?
A common question when giving a quotation on insurance is when a client may ask “You tell me the building coverage is $385,000, but I only paid $265,000 for the property and that’s including the land. Why?!” This is a common question and we will provide a short answer and a longer answer The Short… Read More »
Student Rentals in Ontario
About Student Rentals in Ontario This post is an overview of the student rental market and how to get student rental house insurance in Ontario. Year after year thousands of students across Ontario attend post-secondary education at universities and colleges. These students making the transition from high school to university face many decisions as the start… Read More »
DUI & Car Insurance in Ontario an Expensive Mix
Driving while under the influence of alcohol or drugs is a criminal offence under the Criminal Code of Canada. You can be charged even if your car is parked while being impaired at the wheel. Impaired driving can result because of alcohol consumption and even the use of drugs, including legal, prescription and over the… Read More »
Student Rental Houses
Humberview Insurance provides student rental house insurance for landlords across Ontario. As a landlord in Ontario you owe it to yourself to protect your investment with a policy tailored for student rental properties. Our policies also offer the convenience of monthly payment options. Building: Mandatory building covers damages to your student house, with our… Read More »
About Landlord Insurance
As a small to medium sized landlord in Ontario or even a landlord to be, this post will give you a general overview of your options when it comes to insuring your rental property and getting landlord insurance. We will try and break things down and make it as easy as possible to understand, but… Read More »
About Your Home Insurance
The standard home insurance policy in Ontario covers your home, your contents and liability claims made against you. But not every policy is created equal. Speak to a licensed insurance broker about your homeowners policy today. Homewoners Policy Coverage Building & Detached Structures Coverage for the structure of your home your homeowners insurance may be… Read More »