The city of Toronto is currently reviewing street food vending which includes hot dog carts and food trucks. The purpose of the review is to create a harmonized city-wide bylaw governing street food vendors. This review process is an important process not only to street food vendor industry in Toronto but also the entire restaurant… Read More »
International Landlord? No Problem.
As a landlord living overseas getting Ontario landlord insurance can get a little tricky. At Humberview Insurance we can provide rental property insurance for expats, retirees and individuals living overseas. This includes single family rented dwellings, multi-family rented buildings, commercial buildings, student rentals and other types of rental properties in Ontario. Things to Consider as… Read More »
Ontario Landlord Insurance: Somethings you should know
By owning a rental property for investment purposes, it is important to protect your investment against disasters such as fire. Having insurance may even be mandatory when a mortgage provider will insist that building insurance is in place. Even if you don’t have a mortgage having insurance is a good idea. Read below to find… Read More »
The Latest on Toronto Car Insurance
As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »
Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program
After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents… Read More »
Why is my building limit more than I paid for the building?
A common question when giving a quotation on insurance is when a client may ask “You tell me the building coverage is $385,000, but I only paid $265,000 for the property and that’s including the land. Why?!” This is a common question and we will provide a short answer and a longer answer The Short… Read More »
Student Rentals in Ontario
About Student Rentals in Ontario This post is an overview of the student rental market and how to get student rental house insurance in Ontario. Year after year thousands of students across Ontario attend post-secondary education at universities and colleges. These students making the transition from high school to university face many decisions as the start… Read More »
DUI & Car Insurance in Ontario an Expensive Mix
Driving while under the influence of alcohol or drugs is a criminal offence under the Criminal Code of Canada. You can be charged even if your car is parked while being impaired at the wheel. Impaired driving can result because of alcohol consumption and even the use of drugs, including legal, prescription and over the… Read More »
Student Rental Houses
Humberview Insurance provides student rental house insurance for landlords across Ontario. As a landlord in Ontario you owe it to yourself to protect your investment with a policy tailored for student rental properties. Our policies also offer the convenience of monthly payment options. Building: Mandatory building covers damages to your student house, with our… Read More »
About Landlord Insurance
As a small to medium sized landlord in Ontario or even a landlord to be, this post will give you a general overview of your options when it comes to insuring your rental property and getting landlord insurance. We will try and break things down and make it as easy as possible to understand, but… Read More »
About Your Home Insurance
The standard home insurance policy in Ontario covers your home, your contents and liability claims made against you. But not every policy is created equal. Speak to a licensed insurance broker about your homeowners policy today. Homewoners Policy Coverage Building & Detached Structures Coverage for the structure of your home your homeowners insurance may be… Read More »
About Your Auto Insurance
Mandatory Car Insurance Coverages Liability Coverage This coverage protects you if you damage someone’s property, someone is injured or dies in an accident. If you are responsible for the accident you may be legally responsible. Direct Compensation – Property Damage Covers damage to your vehicle or for loss of use of your vehicle to the… Read More »
Savings & Protection – Home Insurance
Want More Savings? Consider combining your home and car insurance with Humberview Insurance and you can receive up to a 15 percent discount on insurance. Other factors that could save you money is having a claims free record, purchasing a brand new or newly renovated home, installing a monitored fire and burglar alarm, and being… Read More »
Distracted Driving
October 26th 2009, the Ontario government banned the use of handheld devices while driving. The ticket is a $155.00 fine. BUT, if warranted the police officer could lay a charge of careless or dangerous driving. A conviction of careless or dangerous driving results in 6 demerit points and a fine of up to $2,000. Do distracted… Read More »