Advice News Blog
Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
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Landlords & April 1st 2020 Rent Strike
We hope this article finds you well and that you and your family are safe in this unprecedented time. Landlord Insurance & Rental Income Landlords have called us to ask if having rental income insurance will cover tenants who are either refusing to pay rent or defaulting due to COVID 19 crisis. First, to answer…
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What Affects Your Car Insurance Rates
In today’s world of advanced computers and algorithms, calculating car insurance rates has become a highly sophisticated process. Gone are the days when an Ontario car insurance broker could simply flip through a book, check a few variables like age, vehicle, and location, and produce an accurate quote. Now, insurers analyze thousands of factors to…
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Attention Ontario Drivers – Distracted Driving Law Changing – January 1 2019
Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: Second conviction within 5 years: Third and subsequent convictions within 5 years: Special Note for Novice drivers Effective January 1, 2019, if you hold a G1, G2, M1 or M2…
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Ontario Planning Stiffer Penalties
The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Important to note that drivers convicted with impaired driving, careless driving and distracted driving can face higher car insurance premiums because these tickets show up on a driver’s…
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New Driving Laws Effective September 1st 2015
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following:…
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Student Landlords: Enhanced Coverage Feature
As a landlord renting to students, you’re likely familiar with the seasonal downtime when your property might sit vacant during the summer months. Even with a 12-month lease, students often leave from May to August, paying rent while the house remains empty. This can present a unique challenge for student landlords, as traditional insurance policies…