Advice News Blog
Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
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What Affects Your Car Insurance Rates
In today’s day and age with advanced computers and algorithms the calculation of car insurance rates is no longer a simple feat. In the past, it was common for an Ontario car insurance broker to grab a book of rates, look at your age, vehicle and location and calculate an accurate car insurance quote. Today,…
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Attention Ontario Drivers – Distracted Driving Law Changing – January 1 2019
Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: Second conviction within 5 years: Third and subsequent convictions within 5 years: Special Note for Novice drivers Effective January 1, 2019, if you hold a G1, G2, M1 or M2…
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This One Safety Feature May Save you 15 Percent on Your Car Insurance
Insurance companies are recognizing that cars on Ontario roads are becoming safer and some companies are offering fifteen percent discounts on car insurance if your vehicle has Automatic Emergency Breaking or AEB. In cities like Toronto where Toronto Car Insurance is amongst the highest in the country, it can make a big difference. What Cars…
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Attention Landlords: New Standardized Lease in Ontario
Starting April 30th 2018 landlords in Ontario are now required to use a new standardized lease agreement made by the Ontario government. You can see a copy of the lease here: Click here for Ontario’s new 2018 standardized lease. Why Is There A Standardized Lease? According to the government they are trying to make an…
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Ontario Planning Stiffer Penalties
The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Important to note that drivers convicted with impaired driving, careless driving and distracted driving can face higher car insurance premiums because these tickets show up on a driver’s…
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New Driving Laws Effective September 1st 2015
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following:…