Advice News Blog
Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
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New Driving Laws Effective September 1st 2015
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following:…
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What is Back On Track?
If you have been convicted with an impaired driving conviction or have received more than 1 roadside suspension in the warn rage, one of the requirements in order to drive again is to attend a mandatory alcohol education program. The facts: if you have been given a warn range suspension your license will be suspended…
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Ontario’s System on Impaired Driving and what it means for High Risk Car Insurance
Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers…
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Why Investing in Ontario Student Rental Properties Might Be a Good Investment
Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home…
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Does a Speeding Ticket in Ontario Affect my Insurance?
Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1…
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What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down
When considering purchasing a student rental there are a few things to look for that will make life easier for you when trying to insure the property. Many times even experienced landlords can purchase a rental property which can be considered difficult to insure because of the property’s mechanics. Below, have a look at what…