Advice News Blog

Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurancehome insurancelandlord insurance and business insurance across Ontario, Canada.

Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.

That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.

  • More Cities Regulating Rental Housing & Student Rentals

    More Cities Regulating Rental Housing & Student Rentals

    Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated…

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  • Ontario Landlord Insurance: Somethings you should know

    Ontario Landlord Insurance: Somethings you should know

    By owning a rental property for investment purposes, it is important to protect your investment against disasters such as fire. Having insurance may even be mandatory when a mortgage provider will insist that building insurance is in place. Even if you don’t have a mortgage having insurance is a good idea. Read below to find…

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  • International Landlord? No Problem.

    International Landlord? No Problem.

    As a landlord living overseas getting Ontario landlord insurance can get a little tricky. At Humberview Insurance we can provide rental property insurance for expats, retirees and individuals living overseas. This includes single family rented dwellings, multi-family rented buildings, commercial buildings, student rentals and other types of rental properties in Ontario. Things to Consider as…

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  • The Latest on Toronto Car Insurance

    The Latest on Toronto Car Insurance

    As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Toronto Car Insurance Rate Reductions As…

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  • Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program

    Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program

    After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents…

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  • Why is my building limit more than I paid for the building?

    Why is my building limit more than I paid for the building?

    Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common,…

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