Huntsville Car Insurance

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Huntsville Car Insurance

For over thirty years, Humberview Insurance Brokers has been assisting residents of Huntsville, Ontario, and the neighboring areas with their Huntsville car insurance needs. If you're in search of an affordable Huntsville car insurance quote, our aim isn't solely to offer you cost-effective car insurance. We also want to introduce you to one of our licensed Insurance Brokers. They are wholly committed to helping you lock in a policy, providing crucial advice, and assisting you should you ever need to file a claim.

From the moment you request a car insurance quote, our dedication is evident and remains consistent as you make the most of your coverage over the years.

Standard Car Insurance in Huntsville, Ontario


Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation Property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist.

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your Huntsville Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How Huntsville Car Insurance Rates Determined


The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.


How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.


The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.


Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..


All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.


Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you Can Save to Get Cheap Huntsville Car Insurance


Add your house policy to get a multi-line discount..

Insure two or more vehicles

Insuring your vehicles with the same company can result in you receiving a multi-vehicle discount for all vehicles on the policy.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in Huntsville

Respect Speed Limits

Huntsville has both busy streets and tranquil roads. Adhere to speed limits to ensure safety.

Watch for Wildlife

Given its location in the Muskokas, animal crossings are common. Be vigilant especially during

Stay Aware of Weather Conditions

Huntsville experiences snowy winters and rainy springs. Ensure you're prepared for slippery or icy roads.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.

  • In Business Since 1982

    We are an independent broker located in Toronto since 1982

  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.

  • No phone prompts when you call us

    Speak to a human, right away.

Did you Know About Huntsville?

Huntsville, Ontario, known as the "Gateway to the Muskokas," is surrounded by beautiful lakes and forests. Today, its strategic location near major transportation routes and its role as a major tourist hub makes it an active community. Drives in Huntsville weave through a combination of urban streetscapes, lakefront roads, and dense woodlands. This mix of nature and urban environment underlines the importance of reliable Huntsville car insurance, ensuring drivers remain protected as they navigate the town's scenic routes.

Some of the busiest streets and roads in Huntsville include

Main Street

As Huntsville's primary street, it's home to many local businesses and restaurants, seeing a lot of foot and vehicle traffic.

Brunel Road

Connecting various parts of the town and offering a route towards neighboring communities.

Muskoka Road 3 North

Leading towards the northern parts of the region, it becomes busy especially during tourist seasons.

Centre Street North & South

Important routes that facilitate intra-town travel.

King William Street

One of the key roads that provide access to several of Huntsville's amenities and businesses.

Ravenscliffe Road

A significant route connecting various neighborhoods and offering scenic views.

Muskoka Road 2

Running through the town and leading towards the lake areas, it’s a favorite during summer months.

Notable neighborhoods and areas in Huntsville

Downtown Huntsville

The vibrant heart of the town with shops, eateries, and the historic Algonquin Theatre.

Port Sydney

A serene lakeside community south of the main town.


Located south of Huntsville, it's known for its quiet surroundings and proximity to several lakes.


An area north of the town with its own community charm and services.

Huntsville Car Insurance FAQ

Huntsville Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in Huntsville

Drivers in Huntsville with outstanding driving histories can tap into the market to get rates that recognize their faultless driving records. At Humberview Insurance Brokers, our commitment is robust. We aim to offer affordable Huntsville car insurance solutions and are passionate about linking you with our proficient licensed Insurance Brokers. These experts will guide you in choosing the right policy and offer assistance especially when claims arise.

Huntsville Commercial Auto Insurance

Humberview Insurance Brokers is the premier choice for Commercial Auto Insurance in Huntsville for over three decades. Whether your venture involves tourism, runs a lakeside resort, or involves regular business errands, we have a solution for you. Our experts craft policies tailored to your distinct requirements, ensuring comprehensive protection. Trust us to provide the perfect Commercial Auto Insurance solution in Huntsville.

High Risk Car Insurance in Huntsville

Occasionally, drivers in Huntsville might need high-risk car insurance. This is for those deemed by insurers as riskier due to past records. A history of DUI is a typical reason for this categorization. Such actions are not only dangerous but may also lead to severe legal consequences. Other reasons for needing high-risk car insurance in Huntsville include multiple traffic violations, being at fault in accidents, or insurance gaps. This policy allows individuals to gradually rebuild a safer driving record while being appropriately covered.

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