Fergus Home Insurance

Whether you own your primary residence, a rental property, or a home undergoing renovations, the right insurance depends on how the property is owned, occupied and used.

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Home Insurance Across Fergus

We help homeowners across Fergus compare home insurance options, including those in:

Drayton • Arthur • Palmerston • Harriston

Fergus Home Insurance Coverage Options

Building Coverage Personal Property Personal Liability Additional Living Expenses
Protection for your home and attached structures Coverage for your belongings Protection against covered liability claims Helps with living costs after a covered loss
Sewer Backup Overland Water Service Line Claim Protector
Protection from covered sewer backup damage Protection from eligible surface water losses Coverage for eligible underground service lines Provides forgiveness for your first claim

Coverage availability varies by insurer, property and eligibility. Coverage is subject to policy terms, conditions, limits and exclusions.

Insurance for Different Fergus Properties

Rental Property Insurance

Coverage for rental properties and landlords

Estate Home Insurance

Coverage for homes held within an estate

Vacant Home Insurance

Coverage for temporarily vacant properties

Cottage Insurance

Protection for cottages and secondary homes

Builders Risk Insurance

Coverage for homes being built or renovated

Laneway House Insurance

Coverage for laneway homes and garden suites

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Why Humberview

Why Choose Humberview For your Home Insurance

  • One Dedicated Broker

    Work with the same licensed broker.

  • Independent Since 1982

    Serving Ontario homeowners for over 40 years.

  • Multiple Insurance Markets

    Compare options from multiple insurers.

  • Speak Directly With Us

    Real people when you need assistance.

Home Insurance News and Blog for Fergus, Ontario

Why Ontario Landlords Can’t Have a No Pets Clause in Ontario

As a landlord in Ontario, you may be inclined to protect your property by implementing various rules for tenants, including a “no pets” clause. However, under Ontario law,...

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How to Handle Vacant Properties: Insurance Tips for Landlords and Homeowners

Vacant properties—whether it’s a rental home waiting for new tenants, your own house undergoing renovations, or an extended absence making the property unoccupied—pose unique risks. These properties are...

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Difference Between Home Insurance & Rental Property Insurance

A common misconception about home insurance is that a property is covered as long as it has insurance—even if it’s being rented out. This isn’t accurate. When securing...

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City of Toronto Approves Implementation of Vacant Home Tax

On December 16 2021, City Council approved implementation of a vacant home tax in Toronto starting in January 2022. How The City of Toronto will Define a Vacant...

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10 Tips to Protect Your Home from Water Damage

Protect Your Home from Water Damage: Essential Tips for Toronto Homeowners After today’s intense rainstorm in Toronto, it’s clear that protecting your home from water damage should be...

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10 Things You Should Be Prepared for Becoming a Landlord or Homeowner

Whether you’re buying a home for yourself or as an investment property, it’s essential to be ready for the unexpected. Owning a property comes with its share of...

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