Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
Impaired Driving Car Insurance FAQ
Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Will my rate automatically increase with my car insurance company after getting a DUI? In order for your rate to increase as a result of an impaired driving charge, you first…
What is a Rooming House ?
A typical situation we come across daily is a client who owns a property that is being rented out will entertain renting out the house not just to 1 family but to multiple, unrelated people living and sharing 1 house or a unit within a house. It is important to understand that you must always clarify the exact occupancy your…
Ontario Planning Stiffer Penalties
The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Careless drivers who cause bodily harm or death will face a maximum of $50,000 in fines, two years in jail and five year license suspension with six demerit points.Distracted Driers will face a…
Why an Airbnb Host Needs Home Sharing Insurance
Many Ontario, Canada property owners are turning to Airbnb to rent out their properties on a short term basis for some extra cash, some may even do it as a full time business. It is important for you as a landlord to know what kind of Airbnb home insurance you need and also what is included and not included in Airbnb’s…
A Great Flooring Choice for Any Rental Property
Many times when redoing a rental property, a landlord may wonder what floor they should put in their property that looks good, is relatively inexpensive and perhaps most importantly will outlast the wear and tear of everyday life? A few years ago this could have been a hard question to ask but more recently flooring companies have been producing vinyl…
Why Contractors in Ontario Should Do This One Thing
As a contractor you probably work hard for your stuff, and let’s face it tools and equipment can get expensive. Many contractor insurance polices may not even cover you for tools or equipment, and tools can quickly depreciate in value especially after a few years of good use, so how much really can they be worth? That being said, more pricier equipment…