DUI Insurance in Ontario: What You Need to Know After a Conviction

If you’ve been convicted of driving under the influence (DUI) in Ontario—whether it involves alcohol or drugs—the consequences are serious. Beyond fines, suspensions, and mandatory programs, your car insurance will be heavily impacted, as you’ll likely need high-risk auto insurance. Use the updated information below to understand what happens after a DUI conviction and the … Read more

Does a Speeding Ticket in Ontario Affect My Car Insurance?

Does a Speeding Ticket in Ontario Affect My Car Insurance? Many Ontario drivers mistakenly believe that a ticket without demerit points won’t impact their insurance premiums. Unfortunately, this isn’t true. Whether or not points are assigned, any moving violation—such as a speeding ticket—can still affect your car insurance rate. Insurance providers look at driving records … Read more

What to Look for When Buying a Student Rental In Order To Keep Insurance Cost Down

Investing in a student rental property can be rewarding, but it comes with unique challenges—especially when it comes to insurance. Even experienced landlords sometimes purchase properties that are difficult to insure due to outdated systems or structural issues. To avoid this, it’s essential to know what to look for before making an offer on your … Read more

More Cities Regulating Rental Housing & Student Rentals

Ontario Student Rental Housing Regulations and Insurance Guide As the rental housing market grows, many cities in Ontario are implementing stricter regulations to ensure compliance with local rental bylaws. This is particularly important for landlords renting to students, as student housing requires specific attention to safety standards and legal requirements. If you’re looking for student … Read more

Driving in School Zones: Fines, Tickets and Insurance.

images of school zone safety signs typically found in Ontario, Canada

Every September, over 2 million children across Ontario return to school, leading to increased activity in school zones and surrounding areas. This annual event requires heightened vigilance from drivers, as students navigate crosswalks, cross roads, and walk along sidewalks on their way to and from school. These areas will be busy the way until June … Read more

Distracted Driving Across Canada

In 2024, distracted driving has become a common sight on our roads. Whether it’s someone texting and driving at a red light or holding up traffic while checking their phone at an advanced left turn, these modern distractions pose serious risks. But what many drivers might not realize are the severe penalties they face if … Read more

City of Hamilton Rental Property Licensing

The City of Hamilton introduced a two-year Rental Housing Licensing pilot program in August 2021, targeting Wards 1, 8, and part of Ward 14. This program requires property owners to obtain a licence for rental housing units and buildings with five or fewer self-contained units, detached homes, or townhouses. The pilot, which began in 2022, … Read more

New Ontario Alcohol Sales: Ontario Accelerates Alcohol Sales Expansion to Corner Stores and Supermarkets

Ontario Premier Doug Ford has announced a new deal to accelerate the plan for selling beer, wine, and ready-to-drink cocktails in corner stores and additional supermarkets, set to start on September 4, 2024. This move, 16 months ahead of the original timeline, will cost the province up to $225 million to compensate The Beer Store, … Read more

Window Tint Law Canada | Are Tinted Windows Legal?

ing is not just a style statement for your car. It’s a smart choice that enhances aesthetics, provides privacy, and protects you from harmful ultraviolet rays. Understanding tinting laws is crucial to avoid fines and penalties so you can tint your car windows without any legal issues.  Window tint laws in Canada are not a … Read more