Toronto Rooming Houses New Rules

On March 31st, 2024, the City of Toronto embarked on an ambitious initiative, unveiling a comprehensive framework for what is commonly known as rooming houses, or multi-tenant houses. This move aims to enrich the diversity of housing options available in all neighborhoods throughout Toronto, while ensuring these accommodations are well-maintained, secure, and affordable. Key Elements … Read more

Electrifying the Roads: Canada’s iZEV Program

electric car ontario

Understanding the Push Towards Electric Vehicles Across the country, we see a large-scale adoption of electric vehicles that not only reduce carbon emissions but also help save money in the long term. Owners of these vehicles can now save hundreds of dollars in fuel prices and car maintenance, while also potentially benefiting from lower electric … Read more

Car Insurance in Ontario, Changes to DCPD Coverage January 1, 2024

Starting January 1st 2024, Ontario auto insurance policy holders will have the option to remove Direct Compensation for Property Damage (DCPD) coverage from their car insurance policy. This coverage was previously mandatory. Let’s delve into what these changes are and why it’s probably not a good idea to opt-out of this very important coverage. First, … Read more

City of Toronto Approves Implementation of Vacant Home Tax

On December 16 2021, City Council approved implementation of a vacant home tax in Toronto starting in January 2022. How The City of Toronto will Define a Vacant Home The city of Toronto will consider the home vacant if it has been unoccupied for more than six months during the previous calendar year. Exemptions apply: … Read more

Top Ten Stolen Cars in Toronto 2021

Below is a list from Toronto Police Services of the top ten cars stolen in the year 2021. Top 10 Auto Thefts by Vehicle Make and Model in Toronto Preventing Car Theft.

Hamilton Approves Landlord License Pilot Project

The City of Hamilton yesterday August 10th 2021 voted in favour of a motion to implement a rental housing licensing pilot for wards 1,8 and 14. Where are Wards 1, 8 and 14? Ward 1: covers the area primarily close to McMaster University Ward 8 & 14: covers the area primarily close to Mohawk College. … Read more

Landlords & April 1st 2020 Rent Strike

We hope this article finds you well and that you and your family are safe in this unprecedented time. Landlord Insurance & Rental Income Landlords have called us to ask if having rental income insurance will cover tenants who are either refusing to pay rent or defaulting due to COVID 19 crisis. First, to answer … Read more

What Affects Your Car Insurance Rates

In today’s day and age with advanced computers and algorithms the calculation of car insurance rates is no longer a simple feat. In the past, it was common for an Ontario car insurance broker to grab a book of rates, look at your age, vehicle and location and calculate an accurate car insurance quote. Today, … Read more

This One Safety Feature May Save you 15 Percent on Your Car Insurance

Insurance companies are recognizing that cars on Ontario roads are becoming safer and some companies are offering fifteen percent discounts on car insurance if your vehicle has Automatic Emergency Breaking or AEB. In cities like Toronto where Toronto Car Insurance is amongst the highest in the country, it can make a big difference. What Cars … Read more