Advice News Blog

Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurancehome insurancelandlord insurance and business insurance across Ontario, Canada.

Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.

That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.

  • Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program

    Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program

    After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents…

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  • Why is my building limit more than I paid for the building?

    Why is my building limit more than I paid for the building?

    Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common,…

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  • Student Rentals in Ontario

    Student Rentals in Ontario

    This article provides a comprehensive guide to navigating the student rental market in Ontario and securing student rental house insurance. Each year, a myriad of students in Ontario embark on their post-secondary journey at various universities and colleges. As these students transition from high school to higher education, they are faced with numerous pivotal decisions…

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  • DUI & Car Insurance in Ontario an Expensive Mix

    DUI & Car Insurance in Ontario an Expensive Mix

    The Seriousness of Impaired Driving Operating a vehicle while under the influence of alcohol or drugs is not only dangerous but also a criminal offense in Canada, as stipulated by the Criminal Code. Alarmingly, you can face charges even if your vehicle is stationary but you’re impaired behind the wheel. Impairment can stem from various…

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  • What kind of insurance does my bar in Toronto need?

    What kind of insurance does my bar in Toronto need?

    As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments,…

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  • About Landlord Insurance

    About Landlord Insurance

    As a small to medium sized landlord in Ontario or even a landlord to be, this post will give you a general overview of your options when it comes to insuring your rental property and getting landlord insurance. We will try and break things down and make it as easy as possible to understand, but…

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