Advice News Blog
Welcome to Humberview Insurance’s News section. This is our blog where we share information, news and advice as it may relate to insurance, business and landlords. We are an insurance brokerage with headquarters in Toronto, Canada. We provide car insurance, home insurance, landlord insurance and business insurance across Ontario, Canada.
Some of our information may be directly related to insurance and others general information regarding broader topics. Our goal is to give you information and we hope that you share it or join in on the conversation in the comments section below.
That being said, we must expressly state that this is for general information only and is meant for you, our reader to be thought provoking. We will not warrant or guarantee the accuracy of the information because before making any decisions regarding insurance or any other matters it is best to speak with a licensed individual as every situation is unique and information should not be relied upon as specific to your situation. We wish you all the best and hope to hear from you, thank you.
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International Landlord? No Problem.
Navigating Ontario Landlord Insurance for Expats and Overseas Property Owners Owning rental property in Ontario while living overseas presents unique challenges, especially when it comes to securing the right landlord insurance. At Humberview Insurance, we understand these complexities and offer tailored solutions for expats, retirees, and individuals who reside outside of Canada. Whether you own…
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The Latest on Toronto Car Insurance
Toronto Car Insurance: What You Need to Know About Industry Changes and Rate Reductions As a driver in the Greater Toronto Area and throughout Ontario, you may be relieved to hear about the ongoing industry initiatives that insurers and experts hope will help control the cost of auto insurance. Read on to learn more about…
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Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program
Protect Your Basement: Toronto’s Subsidy for Backflow Valves and Sump Pumps As extreme weather becomes more common, Toronto residents face increased risks of basement flooding, especially during heavy rainfall. When sewers become overloaded, homeowners need to take action to protect their properties. Fortunately, the City of Toronto offers a Basement Flooding Protection Subsidy Program to…
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Why is my building limit more than I paid for the building?
Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common,…
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Student Rentals in Ontario
This article provides a comprehensive guide to navigating the student rental market in Ontario and securing student rental house insurance. Each year, a myriad of students in Ontario embark on their post-secondary journey at various universities and colleges. As these students transition from high school to higher education, they are faced with numerous pivotal decisions…
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DUI & Car Insurance in Ontario an Expensive Mix
The Seriousness of Impaired Driving Operating a vehicle while under the influence of alcohol or drugs is not only dangerous but also a criminal offense in Canada, as stipulated by the Criminal Code. Alarmingly, you can face charges even if your vehicle is stationary but you’re impaired behind the wheel. Impairment can stem from various…