Owning and managing a restaurant is a high stress business, you need to manage employees, customers and suppliers while delivering good and consistent service. As restaurant owner you need an insurance policy that will cover you should an accident happen so you can continue running your business without worry. Fill out and online application to get a quote on your restaurant insurance policy.
Core coverage on a St. Thomas restaurant insurance policy is liability insurance with optional extras to give you coverage for things like equipment, betterments you have made to a leased space as well as loss of income coverage in the event you have a claim. Operating a restaurant in St. Thomas comes with its own challenges so you want an insurance broker ready to help.
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Why You Need St. Thomas Restaurant Insurance?
- Our restaurant policy will protect you if someone believes you are negligent and have caused property damage or bodily injury as a result of your restaurant operations. Including if someone tries to sue you if they believe they were food poisoned.
- Slips and falls to customers can occur in even in the best kept restaurants and these injuries can lead to lawsuits holding you and your business negligent.
- Flare-ups in the kitchen can quickly spread and create severe damage which you may be sued for.
- We offer a host of optional coverages for your restaurant to keep you cooking, by adding our policy to your menu, your best interests are protected.