High Risk Car Insurance



What is High Risk Car Insurance?

high risk car insurance

High risk car insurance is a car insurance policy where you as a driver no longer qualify to be insured with most regular market car insurance companies due to tickets, accidents or cancellations. How You Become A High Risk Car Insurance Driver Every car insurance company has filed rules – this means rules of which… Read More »

How to Save Money on Car Insurance

save money on car insurance

Below are some quick tips on how to save for car insurance. Always speak with a broker to see if you qualify for them. Combine Car and House Insurance for A Combined Discount You should quote your home and auto with the same company to see if you qualify for a multi-policy discount. Of course,… Read More »

What Every Canadian Driver Should Have in Their Car


A Dash Cam. That’s right, we believe every Canadian driver should have a dash cam in their car. Let’s face it, car insurance is expensive without any accidents or tickets. If you are a good driver that drives cautiously and obeys the rules of the road, why wouldn’t you want to have a dash cam… Read More »

What Affects Your Car Insurance Rates


In today’s day and age with advanced computers and algorithms the calculation of car insurance rates is no longer a simple feat. In the past, it was common for an Ontario car insurance broker to grab a book of rates, look at your age, vehicle and location and calculate an accurate car insurance quote. Today,… Read More »

Toronto & Potholes

Toronto Pothole

Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for… Read More »

Moving from British Columbia to Ontario? Don’t Forget to Pack Your Driving Record.

B.C. to Ontario

If you are moving from B.C. to Ontario it is important that you have a copy of your insurance and claims history record from the ICBC – Insurance Corporation of British Columbia. You can Order your Insurance and Claims History Record VIA ICBC’s Website by Clicking Here Get Your Record » Why Do You Need… Read More »

Attention Ontario Drivers – Distracted Driving Law Changing – January 1 2019

Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: a fine of up to $1,000 three demerit points a three-day day driver’s licence suspension Second conviction within 5 years: a fine of up to $2,000 six demerit points a… Read More »

This One Safety Feature May Save you 15 Percent on Your Car Insurance

connected car insurance

Insurance companies are recognizing that cars on Ontario roads are becoming safer and some companies are offering fifteen percent discounts on car insurance if your vehicle has Automatic Emergency Breaking or AEB. In cities like Toronto where Toronto Car Insurance is amongst the highest in the country, it can make a big difference. What Cars… Read More »

Impaired Driving Car Insurance FAQ


Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Will my rate automatically increase with my car insurance company after getting a DUI? In order for your rate to increase as a result of an… Read More »

Ontario Planning Stiffer Penalties

The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Careless drivers who cause bodily harm or death will face a maximum of $50,000 in fines, two years in jail and five year license suspension with six demerit… Read More »