Ingersoll Car Insurance

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Ingersoll Car Insurance

For over thirty years, Humberview Insurance Brokers has been assisting residents of Ingersoll, Ontario, and the neighboring areas with their Ingersoll car insurance needs. If you're in search of an affordable Ingersoll car insurance quote, our aim isn't solely to offer you cost-effective car insurance. We also want to introduce you to one of our licensed Insurance Brokers. They are wholly committed to helping you lock in a policy, providing crucial advice, and assisting you should you ever need to file a claim.

From the moment you request a car insurance quote, our dedication is evident and remains consistent as you make the most of your coverage over the years.

Standard Car Insurance in Ingersoll, Ontario


Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation Property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist.

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your Ingersoll Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How Ingersoll Car Insurance Rates Determined


The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.


How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.


The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.


Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..


All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.


Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you Can Save to Get Cheap Ingersoll Car Insurance


Add your house policy to get a multi-line discount..

Insure two or more vehicles

Insuring your vehicles with the same company can result in you receiving a multi-vehicle discount for all vehicles on the policy.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in Ingersoll

Watch for School Zones

The town has numerous schools; drivers should be alert and adhere to speed limits in school zones.

Respect Speed Limits

Regardless of the road type in Ingersoll, always stick to the posted speed limits to ensure everyone's safety.

Stay Aware of Weather Conditions

Ingersoll, like much of Ontario, experiences varying weather conditions. Always be prepared for potentially slippery roads.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.

  • In Business Since 1982

    We are an independent broker located in Toronto since 1982

  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.

  • No phone prompts when you call us

    Speak to a human, right away.

Did you Know About Ingersoll?

Ingersoll, Ontario, known for its rich history and its famed Cheese and Agricultural Museum, is a charming town located between London and Woodstock. With its scenic beauty and proximity to major highways, drives in Ingersoll offer a combination of small-town charm and accessibility to urban centers. This mix of town ambiance and strategic location emphasizes the importance of reliable Ingersoll car insurance, ensuring drivers remain protected as they traverse the town's roads.

Some of the busiest streets and roads in Ingersoll include

Harris Street

An integral part of Ingersoll, this street has numerous local businesses and sees steady traffic.

Charles Street

Connecting various parts of the town and providing access to essential services.

Thames Street North & South

These streets are pivotal for intra-town travel.

Whiting Street

Another major road that facilitates both local and through-town traffic

King Street

Running through the heart of the town, this road connects numerous neighborhoods and amenities.

Bell Street

A vital road that offers connectivity to several residential and commercial areas.

Notable neighborhoods and areas in Ingersoll

Canterbury Street

: A key route for many residents, leading towards major highways and other towns.

Downtown Ingersoll

The bustling center of the town, offering a mix of shops, eateries, and historical landmarks.

North Ingersoll

A rapidly developing area with newer residences and commercial ventures.

South Ingersoll

Known for its serene neighborhoods and proximity to recreational areas.

West Ingersoll

A blend of residential and green spaces, ideal for families.

Ingersoll Car Insurance FAQ

Ingersoll Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in Ingersoll

  • Drivers in Ingersoll with outstanding driving histories can tap into the market to get rates that recognize their impeccable driving records.
  • At Humberview Insurance Brokers, our commitment is unwavering. We aim to offer affordable Ingersoll car insurance solutions and are enthusiastic about connecting you with our expert licensed Insurance Brokers.
  • These professionals will guide you in selecting the right policy and provide invaluable support, especially when claims are involved.

Ingersoll Commercial Auto Insurance

  • For more than three decades, Humberview Insurance Brokers has been the preferred choice for Commercial Auto Insurance in Ingersoll.
  • Whether your business involves local trade, delivery services, or any other commercial activity that requires vehicular movement, we're here for you.
  • Our experts craft policies that align with your unique needs, ensuring comprehensive protection. Trust in us to deliver the ideal Commercial Auto Insurance solution in Ingersoll.

Ingersoll High Risk Car Insurance

  • There may be times when drivers in Ingersoll require high-risk car insurance.
  • This coverage is designed for those considered riskier by insurers due to past records or incidents.
  • Reasons for being classified as high-risk can include a history of DUI, multiple traffic violations, being at fault in accidents, or having an insurance gap.
  • Such a policy allows individuals to rebuild a safer driving history over time while still being adequately covered on the roads.

Ready for A Quote on Ingersoll Car Insurance Insurance ?

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