Lindsay Car Insurance

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Lindsay Car Insurance

For over thirty years, Humberview Insurance Brokers has been assisting residents of Lindsay, Ontario, and the neighboring areas with their Lindsay car insurance needs. If you're seeking an affordable Lindsay car insurance quote, our primary goal isn't merely to present you with cost-effective car insurance options. We also want to introduce you to one of our licensed Insurance Brokers. These professionals are entirely dedicated to helping you secure the right policy, offering expert guidance, and supporting you should you ever need to file a claim.

From the moment you request a car insurance quote, our commitment is palpable, and it remains steadfast as you capitalize on your coverage throughout the years.

Standard Car Insurance in Lindsay, Ontario


Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation Property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist.

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your Lindsay Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How Lindsay Car Insurance Rates Determined


The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.


How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.


The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.


Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..


All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.


Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you Can Save to Get Cheap Lindsay Car Insurance


Add your house policy to get a multi-line discount..

Insure two or more vehicles

Insuring your vehicles with the same company can result in you receiving a multi-vehicle discount for all vehicles on the policy.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in Lindsay

Follow Posted Speed Limits

Ensure safety for everyone by abiding by the designated speeds.

Respect School Zones

With many schools in the area, be extra cautious and adhere to lower speed limits during school hours.

Check for Weather Changes

Lindsay's transitional seasons can bring unexpected weather. Always be prepared and drive accordingly.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.

  • In Business Since 1982

    We are an independent broker located in Toronto since 1982

  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.

  • No phone prompts when you call us

    Speak to a human, right away.

Did you Know About Lindsay?

Lindsay, Ontario, nestled within the Kawartha Lakes region, is a hub of culture and natural beauty. Today, its position along the Scugog River and its rich history make it a charming place to reside and visit. The blend of scenic drives and urban streets emphasizes the necessity of reliable Lindsay car insurance, ensuring drivers are safeguarded as they traverse the town's diverse routes.

Some of the prominent streets and roads in Lindsay include

Kent Street

Lindsay's main street, bustling with shops, restaurants, and historic landmarks.

Colborne Street

A significant route that connects various neighborhoods.

Angeline Street

A primary north-south corridor.

Notable neighborhoods and areas in Lindsay

Downtown Lindsay

The vibrant heart of the town with shopping, dining, and entertainment venues.


A mix of residential homes and parks.


Home to several schools and recreational facilities.

Lindsay Car Insurance FAQ

Lindsay Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in Lindsay

  • In Lindsay, drivers with impeccable driving records are positioned advantageously to find rates that commend their stellar driving histories.
  • At Humberview Insurance Brokers, our dedication extends beyond providing affordable Lindsay car insurance solutions; it's about introducing you to our knowledgeable, licensed Insurance Brokers.
  • They stand ready to guide you in selecting an appropriate policy and are invaluable allies, especially when dealing with claims.

Lindsay Commercial Auto Insurance

  • For over three decades, Humberview Insurance Brokers has been a go-to choice for Commercial Auto Insurance in Lindsay.
  • Regardless of your industry, we're prepared to support you.
  • Our specialists design policies that are uniquely tailored to your business needs, ensuring that every aspect of your operations is protected.
  • Count on us to provide the ideal Commercial Auto Insurance solution in Lindsay.

Lindsay High Risk Car Insurance

  • Occasionally, drivers in Lindsay might find themselves requiring high-risk car insurance.
  • This is especially true for those who have made decisions such as driving while impaired.
  • Impaired driving not only endangers lives but can also result in severe legal repercussions and an elevated insurance classification.
  • Other situations that might lead to a high-risk status include multiple traffic violations, being at fault in several accidents, or having lapses in insurance coverage.
  • With our high-risk insurance solutions, individuals can begin their journey to rectify their driving habits, emphasizing the absolute importance of never driving impaired, while still being adequately covered on the roads.

Ready for A Quote on Lindsay Car Insurance Insurance ?

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