North York Car Insurance

Fill Out, Submit To Get A Quote

North York Car Insurance

For over thirty years, Humberview Insurance Brokers has been assisting residents of North York, Ontario, and the surrounding areas with their North York car insurance needs. If you're in search of an affordable North York car insurance quote, our aim isn't just about competitive rates. We aspire to introduce you to one of our licensed Insurance Brokers who are wholly committed to guiding you to the right policy, offering valuable advice, and standing by your side during claims.

Standard Car Insurance in North York, Ontario


Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation Property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist.

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your North York Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How North York Car Insurance Rates Determined


The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.


How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.


The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.


Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..


All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.


Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you Can Save to Get Cheap North York Car Insurance


Add your house policy to get a multi-line discount..

Insure two or more vehicles

Insuring your vehicles with the same company can result in you receiving a multi-vehicle discount for all vehicles on the policy.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in North York

Watch for Pedestrians

Given its urban surroundings, expect a lot of foot traffic. Stay vigilant, especially near crosswalks.

Respect Speed Limits

In an active district like North York, it's crucial to adhere to speed limits for everyone's safety.

Stay Aware of Weather Conditions

North York sees a spectrum of weather, from snowy winters to rainy springs. Always be ready for different road conditions.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.

  • In Business Since 1982

    We are an independent broker located in Toronto since 1982

  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.

  • No phone prompts when you call us

    Speak to a human, right away.

Did you Know About North York?

From the moment you request a car insurance quote, our dedication is evident. North York, a bustling district of Toronto, offers a mix of busy streets and suburban neighborhoods, creating a varied driving environment. This underscores the necessity of reliable North York car insurance, ensuring drivers remain safeguarded amidst the district's diverse routes.

Neighborhoods in North York and Their Postal Code Prefixes

Willowdale (M2N)

A vibrant area, Willowdale is a mix of residential, commercial, and urban life, known for its busy streets and cultural venues.

Downsview (M3N)

Home to the sprawling Downsview Park, this neighborhood offers both residential zones and vast green spaces.

York University Heights (M3J)

Named after its significant landmark, York University, this neighborhood is bustling with students and academic activities.

Bayview Village (M2K)

A serene, upscale neighborhood, Bayview Village boasts luxurious homes, boutique shopping, and lush parks.

Don Valley Village (M2J)

Situated near the Don River, this residential area offers a mix of townhouses, apartment buildings, and single-family homes.

North York Car Insurance FAQ

North York Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in North York

  • Drivers in North York with impeccable driving records have an advantage when seeking competitive rates.
  • Humberview Insurance Brokers remains unwavering in its dedication to providing affordable North York car insurance solutions.
  • We’re keen on connecting you with our seasoned, licensed Insurance Brokers. They’ll not only guide you to the perfect policy but also offer support, especially when navigating the claims process.

North York Commercial Auto Insurance

  • For decades, Humberview Insurance Brokers has been the go-to for Commercial Auto Insurance in North York.
  • Whether you're a contractor, run a popular café, or need coverage for business deliveries, we have you covered.
  • Our experts draft policies tailored for your distinct needs, ensuring comprehensive protection.
  • Rely on us for the finest Commercial Auto Insurance solutions in North York.

North York High Risk Car Insurance

  • Sometimes, drivers in North York might require high-risk car insurance.
  • This type of insurance caters to those viewed by insurance providers as a greater risk due to various factors.
  • A history of impaired driving often leads to this categorization.
  • Such actions pose threats on the road and come with stringent legal consequences.
  • Other reasons for high-risk car insurance in North York could be multiple traffic offenses, being responsible for accidents, or an insurance gap.
  • This policy allows individuals to concentrate on reestablishing a commendable driving record while staying protected on the road.

Ready for A Quote on North York Car Insurance Insurance ?

One Single Point of Contact - Licensed Professional - Get a Quote with Top Insurers.

Car Insurance News and Blog for North York, Ontario

Window Tint Law Canada | Are Tinted Windows Legal?

ing is not just a style statement for your car. It’s a smart choice that enhances aesthetics, provides privacy, and protects you from harmful ultraviolet rays. Understanding tinting...
Read More

Ontario Government Proposes Stricter Impaired Driving Laws

Stricter Impaired Driving Penalties Coming to Ontario The Ontario government plans to introduce tough new measures for impaired driving, including ignition interlock devices and lifetime driving bans, to...
Read More

Car Thefts in Peel: Shocking 7,700+ incidents in 1 Year

In an unsettling trend, the Peel Region of Ontario, encompassing Mississauga and Brampton, is experiencing a significant number of car thefts, indicating a widespread issue that demands immediate...
Read More

Honda’s New $14 Billion Electric Vehicle and Battery Plant in Ontario

Sources say, Honda Canada is gearing up to revolutionize the automotive landscape by establishing a new electric vehicle (EV) battery plant alongside its existing manufacturing facilities in Alliston,...
Read More
lady is happy driving a vehicle after getting ignition interlock installed in Ontario

Ignition Interlock Ontario

About the Ontario Ignition Interlock Program The Ontario Ignition Interlock Program is mandatory for individuals who either have a conviction for impaired driving under the Canadian Criminal Code,...
Read More
electric car ontario

Electrifying the Roads: Canada’s iZEV Program

Understanding the Push Towards Electric Vehicles Across the country, we see a large-scale adoption of electric vehicles that not only reduce carbon emissions but also help save money...
Read More