Oakville car insurance

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Oakville Car Insurance

For over thirty years, Humberview Insurance Brokers has been serving the residents of Oakville, Ontario, and the surrounding areas with their Oakville car insurance needs. If you're searching for a competitive Oakville car insurance quote, we offer more than just affordability. We're eager to connect you with one of our licensed Insurance Brokers. These professionals are dedicated to guiding you to the right policy, offering crucial advice, and assisting you during claims.

Standard Car Insurance in Oakville, Ontario


Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation Property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist.

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your Oakville Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How Oakville Car Insurance Rates Determined


The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.


How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.


The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.


Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..


All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.


Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you Can Save to Get Cheap Oakville Car Insurance


Add your house policy to get a multi-line discount..

Insure two or more vehicles

Insuring your vehicles with the same company can result in you receiving a multi-vehicle discount for all vehicles on the policy.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in Oakville

Watch for Pedestrians

Downtown Oakville and waterfront locales can be busy. Stay alert, especially at crosswalks.

Follow Speed Limits

In Oakville's neighborhoods, it's crucial to observe speed limits, ensuring safety for all.

Stay Updated on Weather Conditions

Oakville's climate ranges from icy winters to rainy springs. Always be ready for different road conditions.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.

  • In Business Since 1982

    We are an independent broker located in Toronto since 1982

  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.

  • No phone prompts when you call us

    Speak to a human, right away.

Did you Know About Oakville?

Our dedication is evident from the moment you seek a car insurance quote. Oakville, nestled along the shores of Lake Ontario, seamlessly fuses its rich history with modern living. This unique blend underscores the need for dependable Oakville car insurance, ensuring drivers are adequately protected throughout the town's varied streets and neighborhoods.

Neighborhoods in Oakville and Their Postal Code Prefixes

Bronte (L6L)

A lakeside locale, Bronte is celebrated for its harbor, parks, and village ambiance, attracting locals and visitors alike.

Glen Abbey (L6M)

Recognized for the Glen Abbey Golf Course, it's a harmonious blend of homes and verdant spaces.

River Oaks (L6H)

This thriving neighborhood features contemporary homes, recreational spaces, and various amenities.

College Park (L6H)

Housing the Sheridan College campus, College Park is a diverse mix of residential, educational, and commercial areas.

Old Oakville (L6J)

The town's historical core, Old Oakville boasts heritage properties, upscale boutiques, and a scenic waterfront.

Busiest Streets in Oakville

Trafalgar Road

Dundas Street West

Cornwall Road

Lakeshore Road East

Oakville Car Insurance FAQ

Oakville Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in Oakville

Drivers in Oakville with commendable driving records have an advantage when navigating the insurance market. Humberview Insurance Brokers remains unyielding in its commitment to furnish affordable Oakville car insurance options. We desire to introduce you to our seasoned, licensed Insurance Brokers. They are poised to guide you to a fitting policy and offer unmatched support, especially during claims.

Oakville Commercial Auto Insurance

For many years, Humberview Insurance Brokers has been Oakville's top choice for Commercial Auto Insurance. Whether you're a contractor, run a lakeside café, or handle business deliveries, we're here to serve. Our team formulates policies tailored to your requirements, ensuring comprehensive coverage. Choose us for premier Commercial Auto Insurance solutions in Oakville.

High Risk Car Insurance in Oakville

Under certain circumstances, Oakville drivers might need high-risk car insurance. This insurance caters to those perceived by providers as being at a higher risk due to various reasons. An instance can be a history of impaired driving, which not only poses road dangers but carries stringent legal consequences. Other grounds for needing high-risk car insurance in Oakville can include multiple traffic violations, responsibility in accidents, or insurance coverage breaks. This policy allows individuals to focus on rebuilding a reputable driving record while staying well-insured on the road.

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