Toronto Car Insurance Quotes

About Car Insurance in Toronto

Whether you are a new resident of Toronto or you’ve been here since you could dial a number without the 416. There is always a good time to shop for car insurance.  Getting Toronto car insurance is easy, click the Get A Quote button for an instant online quote or read below for interesting facts about Toronto.

About Toronto

Toronto has a population two million six hundred thousand people which makes it the most populated city in Canada and the fourth largest in North America. The Greater Toronto Area is home to over five million five hundred thousand people.  The main highway running through the city is the Frederick G. Gardiner Expressway also known as simply, “The Gardiner”. Construction started in 1955 and completed in 1966 with an addition in 1991. Estimates from 2008 put the daily traffic between Highway 427 to Kipling at over 100,000 vehicles per weekday. As of 2015, there are city proposals at renovating the eastern part of the Gardiner with different options including demolishing a portion of it. The Gardiner is a vital artery used by millions of drivers per year, find out below how to avoid the traffic.


Impaired Driving Car Insurance FAQ


Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Will my rate automatically increase with my car insurance company after getting a DUI? In order for your rate to increase as a result of an… Read More »

Ontario Planning Stiffer Penalties

The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Careless drivers who cause bodily harm or death will face a maximum of $50,000 in fines, two years in jail and five year license suspension with six demerit… Read More »

Moving from Saskatchewan to Ontario? Here’s How to Get Car Insurance in Ontario

car insurance ontario

If you have moved or planning on moving from Saskatchewan to Ontario here is a very quick tip on how to get car insurance. First, you would like for your driving experience from Saskatchewan to be recognized in Ontario, this will give you a better rate on your car insurance because without proof of prior… Read More »

Ontario Car Insurance Options

driving car across Ontario

Just like purchasing a car, when you walk into a dealership to purchase a car you may ask what options the vehicle has. This is really no different than buying car insurance in Ontario. The most basic car insurance policy in Ontario provides liability insurance at a certain limit and then you may add coverages… Read More »

New Driving Laws Effective September 1st 2015

car insurance in toronto

      The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Increased fines for distracted driving Increased fines for dooring cyclists and new rules for driving around cyclists Moving over for tow trucks providing assistance Distracted Driving                 As of September 1st 2015 the fines and… Read More »

What is Back On Track?

back on track ontario

If you have been convicted with an impaired driving conviction or have received more than 1 roadside suspension in the warn rage, one of the requirements in order to drive again is to attend a mandatory alcohol education program. The facts: The fee is between $178 for warn range drivers to $578 for convicted impaired… Read More »

Ontario’s System on Impaired Driving and what it means for High Risk Car Insurance

impaired driving & car insurance

Find out below using the chart what happens after 1st convictions for impaired driving in Ontario, Canada. Remember, you may be convicted for impaired driving while under the influence of alcohol or drugs. Novice Drivers (Those with GT1, G2, M1, M2, M2-L or M2-M licenses) Zero blood alcohol content law applies means that novice drivers… Read More »

Does a Speeding Ticket in Ontario Affect my Insurance?

ontario speeding and insurance

Does a Speeding Ticket in Ontario Affect my Car Insurance? A popular misconception amongst Ontario drivers is that a ticket without points will not affect their insurance. Unfortunately, this is not the case. Any moving violation such as a speeding ticket will affect your insurance. What is the affect on Ontario Car Insurance and 1… Read More »

Calling & Driving An Expensive Call for your Car Insurance

car insurance toronto

The Fine Since October 26th 2009 the Province of Ontario has banned hand held devices while driving. As of February 1st 2010 the fine for driving while using a hand held is $280 but drivers who receive a summons to court or who contest the ticket may face a fine of up to $500. There… Read More »

The Latest on Toronto Car Insurance

toronto car insurance latest

As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Ontario Car Insurance Rate Reductions As… Read More »