If you’ve been convicted of driving under the influence (DUI) in Ontario—whether it involves alcohol or drugs—the consequences are serious. Beyond fines, suspensions, and mandatory programs, your car insurance will be heavily impacted, as you’ll likely need high-risk auto insurance. Use the updated information below to understand what happens after a DUI conviction and the … Read more
Does a Speeding Ticket in Ontario Affect My Car Insurance? Many Ontario drivers mistakenly believe that a ticket without demerit points won’t impact their insurance premiums. Unfortunately, this isn’t true. Whether or not points are assigned, any moving violation—such as a speeding ticket—can still affect your car insurance rate. Insurance providers look at driving records … Read more
Investing in a student rental property can be rewarding, but it comes with unique challenges—especially when it comes to insurance. Even experienced landlords sometimes purchase properties that are difficult to insure due to outdated systems or structural issues. To avoid this, it’s essential to know what to look for before making an offer on your … Read more
In 2024, distracted driving has become a common issue on Ontario’s roads. Whether it’s someone texting at a red light or holding up traffic while checking their phone at an advanced left turn, these distractions pose serious risks. What many Ontario drivers may not realize are the severe penalties they face if caught, and the … Read more
Every September, over 2 million children across Ontario return to school, leading to increased activity in school zones and surrounding areas. This annual event requires heightened vigilance from drivers, as students navigate crosswalks, cross roads, and walk along sidewalks on their way to and from school. These areas will be busy the way until June … Read more
In 2024, distracted driving has become a common sight on our roads. Whether it’s someone texting and driving at a red light or holding up traffic while checking their phone at an advanced left turn, these modern distractions pose serious risks. But what many drivers might not realize are the severe penalties they face if … Read more
The City of Hamilton introduced a two-year Rental Housing Licensing pilot program in August 2021, targeting Wards 1, 8, and part of Ward 14. This program requires property owners to obtain a licence for rental housing units and buildings with five or fewer self-contained units, detached homes, or townhouses. The pilot, which began in 2022, … Read more
ing is not just a style statement for your car. It’s a smart choice that enhances aesthetics, provides privacy, and protects you from harmful ultraviolet rays. Understanding tinting laws is crucial to avoid fines and penalties so you can tint your car windows without any legal issues. Window tint laws in Canada are not a … Read more
About the Ontario Ignition Interlock Program The Ontario Ignition Interlock Program is mandatory for individuals who either have a conviction for impaired driving under the Canadian Criminal Code, or have incurred three or more impaired driving administrative suspensions within 10 years. After reinstating your license, installing an ignition interlock device in your vehicle is required … Read more
With the increasing number of car thefts in Ontario, we’ve compiled 8 essential considerations for drivers in the Province. Dive into our article, see what ideas there are to prevent car thefts as well as protecting your personal information, find out how car theft claims can impact your car insurance and look for the Youtube … Read more