When moving to Ontario, many people wonder how to “switch” their car insurance — but in reality, you must start a new Ontario auto policy. The good news is that you can bring your driving history, insurance experience, and previous licensing details with you. This guide walks you through everything you need to set up … Read more
Automatic Emergency Braking (AEB) is one of the most significant advancements in car safety technology in recent years. While some insurers previously offered discounts for vehicles equipped with AEB, the real value lies in its ability to prevent accidents and protect you and your loved ones. Why Automatic Emergency Braking Matters AEB systems are designed … Read more
If you’ve been convicted of driving under the influence (DUI) in Ontario—whether it involves alcohol or drugs—the consequences are serious. Beyond fines, suspensions, and mandatory programs, your car insurance will be heavily impacted, as you’ll likely need high-risk auto insurance. Use the updated information below to understand what happens after a DUI conviction and the … Read more
Are you planning to relocate from British Columbia to Ontario? One essential item to add to your moving checklist is your Insurance and Claims History Record from the Insurance Corporation of British Columbia (ICBC). This document is critical when securing car insurance in Ontario and ensuring you get proper credit for your driving history. How … Read more
If you’re moving from Manitoba to Ontario—or have already made the move—there’s an important step you need to take to get properly credited for your driving experience. Providing proof of your driving history will make it easier to obtain car insurance in Ontario and can help lower your premiums. Why Your Driving History Matters Insurance … Read more
Does a Speeding Ticket in Ontario Affect My Car Insurance? Many Ontario drivers mistakenly believe that a ticket without demerit points won’t impact their insurance premiums. Unfortunately, this isn’t true. Whether or not points are assigned, any moving violation—such as a speeding ticket—can still affect your car insurance rate. Insurance providers look at driving records … Read more
In 2024, distracted driving has become a common issue on Ontario’s roads. Whether it’s someone texting at a red light or holding up traffic while checking their phone at an advanced left turn, these distractions pose serious risks. What many Ontario drivers may not realize are the severe penalties they face if caught, and the … Read more
If you’ve been convicted of impaired driving or have received multiple roadside suspensions in Ontario, reinstating your driver’s license requires completing the Back on Track Ontario program. This mandatory remedial program educates drivers on the dangers of impaired driving and helps develop safer habits on the road. Understanding the costs, requirements, and locations can help … Read more
Every September, over 2 million children across Ontario return to school, leading to increased activity in school zones and surrounding areas. This annual event requires heightened vigilance from drivers, as students navigate crosswalks, cross roads, and walk along sidewalks on their way to and from school. These areas will be busy the way until June … Read more
In 2024, distracted driving has become a common sight on our roads. Whether it’s someone texting and driving at a red light or holding up traffic while checking their phone at an advanced left turn, these modern distractions pose serious risks. But what many drivers might not realize are the severe penalties they face if … Read more