f you are moving from B.C. to Ontario it is important that you have a copy of your insurance and claims history record from the ICBC – Insurance Corporation of British Columbia. You can Order your Insurance and Claims History Record VIA ICBC’s Website by Clicking Here Get Your Record » Why Do You Need … Read more
Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Get a Quote on Car Insurance with Impaired Driving Conviction (Don’t Forget to Input the exact conviction date of your Impaired Driving Charge) Get a Quote … Read more
Many property owners consider renting out their homes to multiple, unrelated individuals rather than a single family. This common scenario can be ideal for housing students or young professionals, but it’s crucial to ensure that your insurance coverage aligns with this type of occupancy. When renting your property, always disclose the exact occupancy to your … Read more
Understanding Airbnb Insurance in Ontario: What Landlords Need to Know With the increasing popularity of short-term rental platforms like Airbnb, many Ontario property owners are taking advantage of the opportunity to earn additional income. For some, hosting is a part-time side hustle; for others, it’s a full-time business. However, renting out your property comes with … Read more
When updating a rental property, choosing the right flooring is crucial. Landlords often need something that’s affordable, durable, easy to maintain, and appealing to tenants. Fortunately, modern flooring options like vinyl plank flooring meet these criteria exceptionally well, making it one of the best flooring choices for rental properties. Why Vinyl Plank Flooring? Vinyl plank … Read more
How to Attract Tenants Who Value Your Property as Much as You Do Renting out a part or all of your home can be a challenging experience. While the financial benefits can be substantial—whether it’s a source of additional income after a child moves out or a crucial part of your mortgage plan with a … Read more
Protecting Your Investment with Ontario Landlord Insurance Owning a rental property as an investment can be a rewarding venture, but it also comes with risks that must be managed. One of the most critical steps you can take as a landlord is to protect your property against disasters like fire, severe weather, or liability claims. … Read more
Navigating Ontario Landlord Insurance for Expats and Overseas Property Owners Owning rental property in Ontario while living overseas presents unique challenges, especially when it comes to securing the right landlord insurance. At Humberview Insurance, we understand these complexities and offer tailored solutions for expats, retirees, and individuals who reside outside of Canada. Whether you own … Read more
Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common, … Read more
This article provides a comprehensive guide to navigating the student rental market in Ontario and securing student rental house insurance. Each year, a myriad of students in Ontario embark on their post-secondary journey at various universities and colleges. As these students transition from high school to higher education, they are faced with numerous pivotal decisions … Read more