Knowledge

Toronto & Potholes

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Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for … Read more

10 Things You Should Be Prepared for Becoming a Landlord or Homeowner

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Whether you’re buying a home for yourself or as an investment property, it’s essential to be ready for the unexpected. Owning a property comes with its share of surprises, from minor maintenance to major repairs. Knowing how to handle these situations—or when to call in a professional—can save you time, money, and stress. Keep in … Read more

Impaired Driving Car Insurance FAQ

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Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Get a Quote on Car Insurance with Impaired Driving Conviction (Don’t Forget to Input the exact conviction date of your Impaired Driving Charge) Get a Quote … Read more

What is a Rooming House ?

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Many property owners consider renting out their homes to multiple, unrelated individuals rather than a single family. This common scenario can be ideal for housing students or young professionals, but it’s crucial to ensure that your insurance coverage aligns with this type of occupancy. When renting your property, always disclose the exact occupancy to your … Read more

Why an Airbnb Host Needs Home Sharing Insurance

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Understanding Airbnb Insurance in Ontario: What Landlords Need to Know With the increasing popularity of short-term rental platforms like Airbnb, many Ontario property owners are taking advantage of the opportunity to earn additional income. For some, hosting is a part-time side hustle; for others, it’s a full-time business. However, renting out your property comes with … Read more

Best Flooring for Rental Property: A Guide for Ontario Landlords

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When updating a rental property, choosing the right flooring is crucial. Landlords often need something that’s affordable, durable, easy to maintain, and appealing to tenants. Fortunately, modern flooring options like vinyl plank flooring meet these criteria exceptionally well, making it one of the best flooring choices for rental properties. Why Vinyl Plank Flooring? Vinyl plank … Read more

International Landlord? No Problem.

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Navigating Ontario Landlord Insurance for Expats and Overseas Property Owners Owning rental property in Ontario while living overseas presents unique challenges, especially when it comes to securing the right landlord insurance. At Humberview Insurance, we understand these complexities and offer tailored solutions for expats, retirees, and individuals who reside outside of Canada. Whether you own … Read more

Why is my building limit more than I paid for the building?

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Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common, … Read more

Toronto

Mississauga