Acton Car Insurance

Fill Out, Submit To Get A Quote

Acton Car Insurance

For over thirty years, Humberview Insurance Brokers has been helping residents of Acton, Ontario and the surrounding communities get car insurance. While you may be shopping for a cheap car insurance quote, our goal is to provide you with low-cost car insurance but also to team you up with one of our licensed Insurance Brokers, who will help you obtain a policy, give you advice and be there for you if a claim happens. We pair you with a dedicated car insurance broker who will work for you.

So besides getting a great rate on your car insurance, we will provide you expert advise and personal service from the moment you get a car quote to the moment you enjoy your new coverage and beyond

Standard Car Insurance in Acton, Ontario

Liability

Liability portion of your car insurance policy provides protection against damage you cause to other people or their property

Direct Compensation property Damage

Covers damage to your vehicle from your own insurance company to the extent you are not at fault. (For portion you are at-fault you would need collision or all perils coverage). As of January 1 2024, there is an option to opt out of this coverage.

Uninsured Automobile Coverage

Protects you if you are hit by an uninsured motorist or by a hit and run driver. This portion will cover damage to your automobile caused by an identified uninsured motorist..

Accident Benefits

Provides compensation if you or others are hurt or killed in a car accident.

Extra Coverages for your Acton Car Insurance to Take You Those Extra Km’s

Collision Coverage

Covers your damage to your car as a result of hitting an object or another car

Comprehensive Coverage

Covers some insured damages such as falling objects, theft and fire.

All Perils Coverage

Most extensive physical coverage for your car. Covers collision + comprehensive and better theft coverage.

Accident Forgiveness Coverage

Extra coverage that protects your driving record and your insurance rate from going up from your first at-fault accident. Typically, you need to have been insured accident free for a set number of years to qualify.

Depreciation Waiver Coverage

Gives you the purchase price of the vehicle in the event of a total loss.

Rental Vehicle Coverage

Provides you with a rental vehicle to a specified limit after an insured loss.

How Acton Car Insurance Rates Determined

1

The Car you Drive

Factors such as engine size, the cost of the vehicle and safety ratings can all make an impact to how much you will pay for car insurance.

2

How you Drive

Generally, if you are driving many kilometers or driving to work you will generally pay more than someone that just used their vehicle for occasional driving and errands.

3

The Area in Which You Live

The area in which you live and where you most often drive affect the price you pay for car insurance. Generally, big cities have more traffic this makes the risk of accidents being higher.

4

Driver Profile

Things like your age, your driving history, how many tickets, accidents, when you got licensed as well as other factors can all play a part in making your rate..

5

All the Coverages You Choose

Some coverages you choose can add up and it is up to you to determine which are best fit for you. Our brokers can help you decide.

6

Discounts You Qualify for

A variety of eligible discounts can be added if you qualify that may impact your final car insurance rate.

Ways you can Save to Get Cheap Acton Car Insurance

Bundle

Add your house policy to get a multi-line discount.. Insure two or more vehicles Insuring your vehicles with the same company can result in a multi-vehicle discount.

Shop Around

In Ontario, there are many options for car insurance whether through agents, brokers or direct companies. There are many offerings.

Increase deductibles

Determine how much you are comfortable covering yourself if minor damage occurs and adjust your deductible accordingly.

Pay Yearly

Some insurers charge a maximum rate of 1.3% for paying for your car insurance on a monthly basis. If your company is charging you for paying monthly – ask about paying annually or in larger installments to avoid fees.

Install winter tires

Installing winter tires on your vehicles just makes sense for winter driving, but it can also save you money on what you pay for your car insurance.

Take a Drivers Training course

If you are a young or inexperienced driver the price you pay for car insurance might be improved by taking an approved driver training course.

Consider Renewing

Insurers typically give renewal discounts after a year or three and it might be wise to consider what the renewal price will be when you are shopping around.

Tips for Driving in Acton

Watch Out For Wildlife

Wildlife running across roads and highways is very common and it is something to watch out for.

Put On Snow Tires

Snow tires will help you control and stop in inclement weather, they do make a difference.

Check the Weather

Check the weather of where you are planning to go. Even an hour away can be the difference between rain or shine.

Why Humberview?

  • You Get One Dedicated Broker

    We are not a call center, you will have the same broker for your policy.
  • In Business Since 1982

    We are an independent broker located in Toronto since 1982
  • Quotes from Top Insurers

    We represent some of Canada's best insurance companies.
  • No phone prompts when you call us

    Speak to a human, right away.

Acton is town in Halton Hills, the main postal code starts with L7J. Acton may be best known for

Acton Scenic Drives

Acton is surrounded by beautiful natural landscapes, making it an ideal location for scenic drives. The winding roads that traverse the Niagara Escarpment offer stunning views of lush forests and rolling hills. Driving through Acton provides a delightful experience for those who appreciate the beauty of the countryside.

Acton Leathertown Festival

Acton is known as the "Leathertown" due to its historical association with the leather industry. The annual Leathertown Festival celebrates this heritage, and you can experience the town's unique culture and history while driving around town during the festival. It's a great opportunity to explore local artisans and the town's rich leather history.

Hiking and Outdoor Activities

Acton is close to several conservation areas and parks, making it a haven for outdoor enthusiasts. You can drive to these locations and enjoy activities like hiking, picnicking, and birdwatching. The town's proximity to these natural areas makes it a wonderful destination for nature lovers.

Small-Town Charm

Acton is known for its small-town charm, with cozy boutiques, local cafes, and friendly residents. Driving through its quaint streets allows you to soak in the relaxed atmosphere and experience the warm hospitality of the community.

Cultural Heritage

Acton has a rich cultural heritage, and this is reflected in its architecture and historic buildings. As you drive through the town, you'll come across heritage sites, including century-old homes and churches. These landmarks add a touch of historical charm to your driving experience.

Seasonal Festivities

Acton hosts various seasonal events and festivals throughout the year. Whether it's the Acton Winter Carnival or the Acton Fall Fair, these festivities provide a unique opportunity to enjoy local traditions and celebrate the changing seasons as you drive around town.

Supporting Local Businesses

Acton encourages a strong sense of community, and many residents and businesses take pride in supporting each other. When you drive through town, you can explore local shops, restaurants, and markets that offer a diverse range of products and cuisine. Humberview Insurance is ready to help residents and businesses with their personal car and commercial auto insurance.

Acton Bypass

The Acton Bypass is a significant infrastructure project aimed at improving traffic flow in and around Acton. It's a notable development for commuters, making driving in and through Acton more convenient.

Acton Car Insurance Faq

Acton Car Insurance Quotes For Different Types of Car Insurance

Clean Record Car Insurance in Acton

Drivers with clean records have the opportunity to shop around and discover the best rates tailored to their exceptional driving history.

At Humberview Insurance Brokers, our mission is two-fold. Firstly, we are committed to providing budget-friendly car insurance options. Secondly, we aim to connect you with one of our seasoned, licensed Insurance Brokers. These dedicated professionals will not only help you obtain a policy but also provide invaluable advice and assistance, especially in the event of a claim.

Acton Commercial Auto Insurance

For over three decades, Humberview Insurance Brokers has been the choice for Commercial Auto Insurance. Whether you're a contractor, a restaurant owner, or use your vehicle for business supplies, we've got you covered. Our experts provide tailored policies and advice, ensuring your business and assets are protected. Get the right Commercial Auto Insurance with us.

High Risk Car Insurance Acton

You may need high-risk car insurance for several reasons. High-risk car insurance is typically required for drivers who pose a greater risk to insurance companies due to their driving history or other factors. Here are some reasons why someone might need high-risk car insurance in Toronto:

Car Insurance News and Blog for Acton, Ontario

mississauga car insurance theft

Car Theft Prevention: Ideas for Ontario Drivers

With the increasing number of car thefts in Ontario, we’ve compiled 8 essential considerations for drivers in the Province. Dive into our article, see what ideas there are...
Read More

Smooth Transitions: Navigating Car Insurance in Ontario When Moving from Another Province

Relocating to a new province can be a challenging experience, especially when it comes to navigating car insurance changes. This guide is designed to help new Ontario residents...
Read More

Car Insurance in Ontario, Changes to DCPD Coverage January 1, 2024

Starting January 1st 2024, Ontario auto insurance policy holders will have the option to remove Direct Compensation for Property Damage (DCPD) coverage from their car insurance policy. This...
Read More

Top Ten Stolen Cars in Toronto 2021

Below is a list from Toronto Police Services of the top ten cars stolen in the year 2021. Top 10 Auto Thefts by Vehicle Make and Model in...
Read More

Moving From Manitoba to Ontario and Looking for Car Insurance?

If you are considering moving from Manitoba to Ontario or you’ve already moved, we wanted to share with you how to get credited for your driving experience from...
Read More

What is High Risk Car Insurance?

High risk car insurance is a car insurance policy where you as a driver no longer qualify to be insured with most regular market car insurance companies due...
Read More