Arian Borys

Arian Borys is a Level 3 licensed insurance broker in Ontario and works with Humberview Insurance Brokers. He writes about a range of insurance and related topics, including auto, home, landlord, and commercial coverage, with a focus on clear, practical explanations and relevant considerations. His work is intended to help Ontario residents and business owners better understand the factors that impact them and their industries.

Toronto & Potholes

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Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for … Read more

10 Things You Should Be Prepared for Becoming a Landlord or Homeowner

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Whether you’re buying a home for yourself or as an investment property, it’s essential to be ready for the unexpected. Owning a property comes with its share of surprises, from minor maintenance to major repairs. Knowing how to handle these situations—or when to call in a professional—can save you time, money, and stress. Keep in … Read more

What is a Rooming House ?

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Many property owners consider renting out their homes to multiple, unrelated individuals rather than a single family. This common scenario can be ideal for housing students or young professionals, but it’s crucial to ensure that your insurance coverage aligns with this type of occupancy. When renting your property, always disclose the exact occupancy to your … Read more

Ontario Planning Stiffer Penalties

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The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Important to note that drivers convicted with impaired driving, careless driving and distracted driving can face higher car insurance premiums because these tickets show up on a driver’s … Read more

Why an Airbnb Host Needs Home Sharing Insurance

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Understanding Airbnb Insurance in Ontario: What Landlords Need to Know With the increasing popularity of short-term rental platforms like Airbnb, many Ontario property owners are taking advantage of the opportunity to earn additional income. For some, hosting is a part-time side hustle; for others, it’s a full-time business. However, renting out your property comes with … Read more

Best Flooring for Rental Property: A Guide for Ontario Landlords

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When updating a rental property, choosing the right flooring is crucial. Landlords often need something that’s affordable, durable, easy to maintain, and appealing to tenants. Fortunately, modern flooring options like vinyl plank flooring meet these criteria exceptionally well, making it one of the best flooring choices for rental properties. Why Vinyl Plank Flooring? Vinyl plank … Read more

New Driving Laws Effective September 1st 2015

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The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following: … Read more

Student Landlords: Enhanced Coverage Feature

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As a landlord renting to students, you’re likely familiar with the seasonal downtime when your property might sit vacant during the summer months. Even with a 12-month lease, students often leave from May to August, paying rent while the house remains empty. This can present a unique challenge for student landlords, as traditional insurance policies … Read more

Toronto

Mississauga