Attention Landlords: New Standardized Lease in Ontario

Starting April 30th 2018 landlords in Ontario are now required to use a new standardized lease agreement made by the Ontario government. You can see a copy of the lease here: Click here for Ontario’s new 2018 standardized lease. Why Is There A Standardized Lease? According to the government they are trying to make an … Read more

Ontario Planning Stiffer Penalties

The Ontario government is making changes to the Highway Traffic Act in an effort to make the roads safer. The Ontario government is planning the following changes: Important to note that drivers convicted with impaired driving, careless driving and distracted driving can face higher car insurance premiums because these tickets show up on a driver’s … Read more

New Driving Laws Effective September 1st 2015

The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following: … Read more

Student Landlords: Enhanced Coverage Feature

As a student landlord renting to students you understand there could be a downtime where students do not occupy the house during the summer months. One way to collect rents during this time is to have a 12 month lease, even still students may pay for these months but the house could sit empty from … Read more

More Cities Regulating Rental Housing & Student Rentals

Many cities in Ontario are looking to regulate rental housing and student housing in order for landlords to comply with rental bylaws. If you are shopping for Oshawa Student Rental House Insurance, you can also find information regarding Oshawa student housing, Durham region student housing and cities across Ontario below. This list will be updated … Read more

The Latest on Toronto Car Insurance

As a driver in the Greater Toronto Area and in Ontario you may be glad to hear of industry initiatives which insurers and industry experts are hoping help control the cost of auto insurance. Read more below on Toronto car insurance and changes to the Ontario auto insurance industry. Toronto Car Insurance Rate Reductions As … Read more

Homeowners: receive up to $3,200 from the City of Toronto’s Basement Flooding Protection Subsidy Program

After the most recent flooding that occurred across the Greater Toronto Area, residents especially in the Toronto area are concerned about how to prevent future sewer backups in extreme weather conditions. What many people don’t know is, is that The City of Toronto has a Basement Flooding Protection Subsidy Program. This program allows Toronto residents … Read more

What kind of insurance does my bar in Toronto need?

As Toronto grows, so do the various industries supporting it. The hospitality and entertainment industry is clearly no exception. Nightclubs, bars, lounges and resto-lounges each provide a unique experience and have been popping up across Toronto. Neighborhoods in Toronto like Queen Street, Dundas, Ossington and Roncesvalles have seen a surge in these types of establishments, … Read more