Arian 
Understanding Airbnb Insurance in Ontario: What Landlords Need to Know With the increasing popularity of short-term rental platforms like Airbnb, many Ontario property owners are taking advantage of the opportunity to earn additional income. For some, hosting is a part-time side hustle; for others, it’s a full-time business. However, renting out your property comes with … Read more
When updating a rental property, choosing the right flooring is crucial. Landlords often need something that’s affordable, durable, easy to maintain, and appealing to tenants. Fortunately, modern flooring options like vinyl plank flooring meet these criteria exceptionally well, making it one of the best flooring choices for rental properties. Why Vinyl Plank Flooring? Vinyl plank … Read more
How to Attract Tenants Who Value Your Property as Much as You Do Renting out a part or all of your home can be a challenging experience. While the financial benefits can be substantial—whether it’s a source of additional income after a child moves out or a crucial part of your mortgage plan with a … Read more
The Ontario Ministry of Transportation has added new rules and harsher penalties. There are 3 main changes. Distracted Driving As of September 1st 2015 the fines and penalties for a fully licensed driver (class A,B,C,D,E,F,G) are: If a novice driver (those subject to Graduated Licensing such as G1, G2) will be subject to the following: … Read more
As a landlord renting to students, you’re likely familiar with the seasonal downtime when your property might sit vacant during the summer months. Even with a 12-month lease, students often leave from May to August, paying rent while the house remains empty. This can present a unique challenge for student landlords, as traditional insurance policies … Read more
Protecting Your Investment with Ontario Landlord Insurance Owning a rental property as an investment can be a rewarding venture, but it also comes with risks that must be managed. One of the most critical steps you can take as a landlord is to protect your property against disasters like fire, severe weather, or liability claims. … Read more
Navigating Ontario Landlord Insurance for Expats and Overseas Property Owners Owning rental property in Ontario while living overseas presents unique challenges, especially when it comes to securing the right landlord insurance. At Humberview Insurance, we understand these complexities and offer tailored solutions for expats, retirees, and individuals who reside outside of Canada. Whether you own … Read more
Toronto Car Insurance: What You Need to Know About Industry Changes and Rate Reductions As a driver in the Greater Toronto Area and throughout Ontario, you may be relieved to hear about the ongoing industry initiatives that insurers and experts hope will help control the cost of auto insurance. Read on to learn more about … Read more
Protect Your Basement: Toronto’s Subsidy for Backflow Valves and Sump Pumps As extreme weather becomes more common, Toronto residents face increased risks of basement flooding, especially during heavy rainfall. When sewers become overloaded, homeowners need to take action to protect their properties. Fortunately, the City of Toronto offers a Basement Flooding Protection Subsidy Program to … Read more
Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common, … Read more