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If you have been convicted with an impaired driving conviction or have received more than 1 roadside suspension in the warn rage, one of the requirements in order to drive again is to attend a mandatory alcohol education program. The facts: if you have been given a warn range suspension your license will be suspended … Read more
Whether you are looking to purchase your first investment property or you are a landlord with a rental property portfolio, owning a student rental property might just be a good investment. Over the years, investing or owning a student rental house had a negative stigma as many potential investors viewed it as high maintenance home … Read more
As a landlord renting to students, you’re likely familiar with the seasonal downtime when your property might sit vacant during the summer months. Even with a 12-month lease, students often leave from May to August, paying rent while the house remains empty. This can present a unique challenge for student landlords, as traditional insurance policies … Read more
Protecting Your Investment with Ontario Landlord Insurance Owning a rental property as an investment can be a rewarding venture, but it also comes with risks that must be managed. One of the most critical steps you can take as a landlord is to protect your property against disasters like fire, severe weather, or liability claims. … Read more
Navigating Ontario Landlord Insurance for Expats and Overseas Property Owners Owning rental property in Ontario while living overseas presents unique challenges, especially when it comes to securing the right landlord insurance. At Humberview Insurance, we understand these complexities and offer tailored solutions for expats, retirees, and individuals who reside outside of Canada. Whether you own … Read more
Toronto Car Insurance: What You Need to Know About Industry Changes and Rate Reductions As a driver in the Greater Toronto Area and throughout Ontario, you may be relieved to hear about the ongoing industry initiatives that insurers and experts hope will help control the cost of auto insurance. Read on to learn more about … Read more
Protect Your Basement: Toronto’s Subsidy for Backflow Valves and Sump Pumps As extreme weather becomes more common, Toronto residents face increased risks of basement flooding, especially during heavy rainfall. When sewers become overloaded, homeowners need to take action to protect their properties. Fortunately, the City of Toronto offers a Basement Flooding Protection Subsidy Program to … Read more
Understanding Insurance Valuations vs Property Purchase Price A frequent inquiry in insurance discussions involves the disparity between the insurance coverage amount and the property’s purchase price. Clients often wonder, “Why is the building coverage valued at $385,000 when I purchased the property, including the land, for just $265,000?” This question is both valid and common, … Read more
This article provides a comprehensive guide to navigating the student rental market in Ontario and securing student rental house insurance. Each year, a myriad of students in Ontario embark on their post-secondary journey at various universities and colleges. As these students transition from high school to higher education, they are faced with numerous pivotal decisions … Read more
The Seriousness of Impaired Driving Operating a vehicle while under the influence of alcohol or drugs is not only dangerous but also a criminal offense in Canada, as stipulated by the Criminal Code. Alarmingly, you can face charges even if your vehicle is stationary but you’re impaired behind the wheel. Impairment can stem from various … Read more