Arian Borys 
We hope this article finds you well and that you and your family are safe in this unprecedented time. Landlord Insurance & Rental Income Landlords have called us to ask if having rental income insurance will cover tenants who are either refusing to pay rent or defaulting due to COVID 19 crisis. First, to answer … Read more
Saving on car insurance doesn’t have to be complicated. Here are some quick tips to help reduce your premiums. Always consult with a broker to determine which discounts and savings you qualify for. 1. Combine Car and Home Insurance Bundling your car and home insurance policies with the same company can often result in a … Read more
Protect Your Home from Water Damage: Essential Tips for Toronto Homeowners After today’s intense rainstorm in Toronto, it’s clear that protecting your home from water damage should be a top priority for every homeowner and landlord. Water damage not only leads to costly repairs but can also increase the cost of Toronto home insurance prices. … Read more
In today’s world of advanced computers and algorithms, calculating car insurance rates has become a highly sophisticated process. Gone are the days when an Ontario car insurance broker could simply flip through a book, check a few variables like age, vehicle, and location, and produce an accurate quote. Now, insurers analyze thousands of factors to … Read more
When it comes to driving in Canada, there’s one essential accessory every driver should consider: a dash cam. With car insurance already being expensive, having a dash cam can offer peace of mind and financial protection if an accident occurs. If you’re a cautious driver who follows the rules of the road, why not take … Read more
Were you driving within Toronto recently and suffered damage to your rims or tires due to a pothole? In some cases you may be eligible for compensation from the City of Toronto. Click here to begin an application process to see if you are entitled to compensation. https://www.toronto.ca/city-government/accountability-operations-customer-service/complaints-claims-compliments/make-a-claim-against-the-city/pothole-claims/ March is also the peak season for … Read more
Whether you’re buying a home for yourself or as an investment property, it’s essential to be ready for the unexpected. Owning a property comes with its share of surprises, from minor maintenance to major repairs. Knowing how to handle these situations—or when to call in a professional—can save you time, money, and stress. Keep in … Read more
Existing Fines and penalties are changing January 1st 2019 for Ontario Drivers with A to G Licensed. Starting January 1st 2019 you’ll face: First conviction: Second conviction within 5 years: Third and subsequent convictions within 5 years: Special Note for Novice drivers Effective January 1, 2019, if you hold a G1, G2, M1 or M2 … Read more
Here is a list of common questions that get asked for clients who have been charged with impaired driving also commonly known as DUI in regards to car insurance. Get a Quote on Car Insurance with Impaired Driving Conviction (Don’t Forget to Input the exact conviction date of your Impaired Driving Charge) Get a Quote … Read more
Many property owners consider renting out their homes to multiple, unrelated individuals rather than a single family. This common scenario can be ideal for housing students or young professionals, but it’s crucial to ensure that your insurance coverage aligns with this type of occupancy. When renting your property, always disclose the exact occupancy to your … Read more